Commercial State Bank, of Wagner
Wagner, SD
IDRSSD: 129853
Total Assets
$252.92M
Latest filing
Total Deposits
$217.84M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commercial State Bank, of Wagner
204 S Main Ave
Wagner, SD 57380
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/31/1902FDIC Certificate 6350
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commercial State Bank, of Wagner (Main) | 204 S Main Ave | Wagner, SD | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Farmers State Bank
Parkston, South Dakota
→
Assets: $246.38MΔ -2.9%
Quoin Financial Bank
Miller, South Dakota
→
Assets: $243.34MΔ -4.1%
Security National Bank of South Dakota
Dakota Dunes, South Dakota
→
Assets: $239.23MΔ -5.7%
Merchants State Bank
Freeman, South Dakota
→
Assets: $214.71MΔ -15.4%
Campbell County Bank, Inc.
Herreid, South Dakota
→
Assets: $205.63MΔ -18.9%
Rivers Edge Bank
Marion, South Dakota
→
Assets: $317.56MΔ +25.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/31/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57380 |
| State and County Number | 46023 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.commercialstate.com |
| Data Updated | 11/14/2025 |
| CERT | 9932 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $252.92M |
| Total Deposits | $217.84M |
| Total Liabilities | $226.50M |
| Total Equity Capital | $26.42M |
| Net Income | $1.20M |
| Net Loans and Leases | $149.11M |
| Assets Per Employee ($Millions) | $9.73M |
| Bank Premises and Fixed Assets | $1.26M |
| Cash and Balances due from Depository Institutions | $4.88M |
| Deposits Held in Domestic Offices | $217.84M |
Key Performance Ratios
| Return on Assets (ROA) | 1.89% |
| Return on Equity (ROE) | 18.89% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 46.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.445% |
| Earning Assets to total Assets | 95.86% |
Income and Expense
| Total Interest Income | $3.79M |
| Total Noninterest Income | $181.00k |
| Total Interest Expense | $1.21M |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $2.58M |
| Pre-tax Net Operating Income | $1.26M |
| Provision for Credit Losses | $226.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.17M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.49M |
| Total Liabilities and Capital | $252.92M |
Securities
| Securities | $90.66M |
| Available-for-sale debt securities | $90.66M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial State Bank, of Wagner?
$252.92M as of the latest filing.
How much are Commercial State Bank, of Wagner's total deposits?
$217.84M in total deposits.
Where is Commercial State Bank, of Wagner located?
Wagner, SD.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
1.
When was it established?
05/31/1902.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$149.11M (latest filing).
What is the total interest income (latest filing)?
$3.79M.