The Citizens Bank of Edina
Edina, MO
IDRSSD: 699253
Total Assets
$99.12M
Latest filing
Total Deposits
$84.22M
Latest filing
Net Interest Margin
5.23%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Bank & Trust
Rock Port, Missouri
→
Assets: $104.33MΔ +0.1%
The Bank of Grain Valley
Grain Valley, Missouri
→
Assets: $108.38MΔ +3.9%
West Plains Savings and Loan Association
West Plains, Missouri
→
Assets: $98.98MΔ -5.1%
TPNB Bank
Paris, Missouri
→
Assets: $110.17MΔ +5.7%
Metz Banking Company
Nevada, Missouri
→
Assets: $110.18MΔ +5.7%
Neighbors Bank
Clarence, Missouri
→
Assets: $110.64MΔ +6.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/10/1914 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 63537 |
| State and County Number | 29103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.cbofe.com |
| Data Updated | 11/14/2025 |
| CERT | 12457 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $99.12M |
| Total Deposits | $84.22M |
| Total Liabilities | $84.95M |
| Total Equity Capital | $14.18M |
| Net Income | $642.00k |
| Net Loans and Leases | $65.29M |
| Assets Per Employee ($Millions) | $6.61M |
| Bank Premises and Fixed Assets | $91.00k |
| Cash and Balances due from Depository Institutions | $15.47M |
| Deposits Held in Domestic Offices | $84.22M |
Key Performance Ratios
| Return on Assets (ROA) | 2.53% |
| Return on Equity (ROE) | 18.4% |
| Net Interest Margin | 5.23% |
| Efficiency Ratio | 34.68% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.302% |
| Earning Assets to total Assets | 93.92% |
Income and Expense
| Total Interest Income | $1.55M |
| Total Noninterest Income | $73.00k |
| Total Interest Expense | $287.00k |
| Total Noninterest Expense | $464.00k |
| Net Interest Income | $1.26M |
| Pre-tax Net Operating Income | $854.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.51M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $721.00k |
| Total Liabilities and Capital | $99.12M |
Securities
| Securities | $6.80M |
| Available-for-sale debt securities | $6.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens Bank of Edina?
$99.12M as of the latest filing.
How much are The Citizens Bank of Edina's total deposits?
$84.22M in total deposits.
Where is The Citizens Bank of Edina located?
Edina, MO.
What is the Net Interest Margin?
5.23%.
How many domestic offices does it operate?
1.
When was it established?
09/10/1914.
What is the Return on Assets (ROA)?
2.53%.
How much are total loans and leases?
$65.29M (latest filing).
What is the total interest income (latest filing)?
$1.55M.