United Security Bank
Fulton, MO
IDRSSD: 630340
Total Assets
$96.39M
Latest filing
Total Deposits
$82.30M
Latest filing
Net Interest Margin
3.76%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Callaway Bank
Fulton, Missouri
→
Assets: $498.77MΔ +429.7%
Flat Branch Bank
Richmond, Missouri
→
Assets: $94.08MΔ -0.1%
Bank of Billings
Billings, Missouri
→
Assets: $94.50MΔ +0.4%
Silex Banking Company
Silex, Missouri
→
Assets: $93.73MΔ -0.5%
Investors Community Bank
Chillicothe, Missouri
→
Assets: $95.24MΔ +1.1%
Senath State Bank
Senath, Missouri
→
Assets: $97.50MΔ +3.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/25/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65251 |
| State and County Number | 29027 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.UNITEDSECURITYBANKOFMO.COM |
| Data Updated | 11/14/2025 |
| CERT | 1427 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $96.39M |
| Total Deposits | $82.30M |
| Total Liabilities | $85.52M |
| Total Equity Capital | $10.87M |
| Net Income | $385.00k |
| Net Loans and Leases | $71.29M |
| Assets Per Employee ($Millions) | $7.41M |
| Bank Premises and Fixed Assets | $369.00k |
| Cash and Balances due from Depository Institutions | $4.20M |
| Deposits Held in Domestic Offices | $82.30M |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 14.79% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 52.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.274% |
| Earning Assets to total Assets | 97.82% |
Income and Expense
| Total Interest Income | $1.36M |
| Total Noninterest Income | $43.00k |
| Total Interest Expense | $484.00k |
| Total Noninterest Expense | $487.00k |
| Net Interest Income | $877.00k |
| Pre-tax Net Operating Income | $415.00k |
| Provision for Credit Losses | $18.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $224.00k |
| Total Liabilities and Capital | $96.39M |
Securities
| Securities | $19.66M |
| Available-for-sale debt securities | $19.66M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Security Bank?
$96.39M as of the latest filing.
How much are United Security Bank's total deposits?
$82.30M in total deposits.
Where is United Security Bank located?
Fulton, MO.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
3.
When was it established?
01/25/1930.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$71.29M (latest filing).
What is the total interest income (latest filing)?
$1.36M.