United Security Bank
Fulton, MO
IDRSSD: 630340
Total Assets
$98.23M
Latest filing
Total Deposits
$77.85M
Latest filing
Net Interest Margin
3.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Security Bank
2050 N Bluff St
Fulton, MO 65251
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/25/1930FDIC Certificate 947
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Security Bank (Main) | 2050 N Bluff St | Fulton, MO |
| KINGDOM CITY FACILITY | 5550 Old Us 40 East | Kingdom City, MO |
| AUXVASSE BRANCH | 100 West Main Street | Auxvasse, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/25/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65251 |
| State and County Number | 29027 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.UNITEDSECURITYBANKOFMO.COM |
| Data Updated | 04/10/2026 |
| CERT | 1427 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $98.23M |
| Total Deposits | $77.85M |
| Total Liabilities | $87.11M |
| Total Equity Capital | $11.13M |
| Net Income | $448.00k |
| Net Loans and Leases | $74.89M |
| Assets Per Employee ($Millions) | $7.56M |
| Bank Premises and Fixed Assets | $397.00k |
| Cash and Balances due from Depository Institutions | $3.09M |
| Deposits Held in Domestic Offices | $77.85M |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 16.03% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 52.66% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.328% |
| Earning Assets to total Assets | 97.29% |
Income and Expense
| Total Interest Income | $1.40M |
| Total Noninterest Income | $33.00k |
| Total Interest Expense | $459.00k |
| Total Noninterest Expense | $515.00k |
| Net Interest Income | $945.00k |
| Pre-tax Net Operating Income | $448.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $172.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $255.00k |
| Total Liabilities and Capital | $98.23M |
Securities
| Securities | $18.44M |
| Available-for-sale debt securities | $18.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Security Bank?
$98.23M as of the latest filing.
How much are United Security Bank's total deposits?
$77.85M in total deposits.
Where is United Security Bank located?
Fulton, MO.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
3.
When was it established?
01/25/1930.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$74.89M (latest filing).
What is the total interest income (latest filing)?
$1.40M.