West Plains Savings and Loan Association
West Plains, MO
IDRSSD: 966973
Total Assets
$100.42M
Latest filing
Total Deposits
$74.98M
Latest filing
Net Interest Margin
2.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
West Plains Savings and Loan Association
417 W Broadway St
West Plains, MO 65775
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1919FDIC Certificate 44163
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| West Plains Savings and Loan Association (Main) | 417 W Broadway St | West Plains, MO | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Community First Banking Company
West Plains, Missouri
→
Assets: $300.99MΔ +204.1%
West Plains Bank and Trust Company
West Plains, Missouri
→
Assets: $695.59MΔ +602.8%
Senath State Bank
Senath, Missouri
→
Assets: $97.50MΔ -1.5%
Investors Community Bank
Chillicothe, Missouri
→
Assets: $95.24MΔ -3.8%
Bank of Billings
Billings, Missouri
→
Assets: $94.50MΔ -4.5%
United Security Bank
Fulton, Missouri
→
Assets: $94.17MΔ -4.9%
Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 65775 |
| State and County Number | 29091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | West Plains, MO |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.westplainssavingsandloan.com |
| Data Updated | 11/14/2025 |
| CERT | 31329 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $100.42M |
| Total Deposits | $74.98M |
| Total Liabilities | $79.80M |
| Total Equity Capital | $20.61M |
| Net Income | $127.00k |
| Net Loans and Leases | $74.24M |
| Assets Per Employee ($Millions) | $6.28M |
| Bank Premises and Fixed Assets | $1.42M |
| Cash and Balances due from Depository Institutions | $14.44M |
| Deposits Held in Domestic Offices | $74.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 2.47% |
| Net Interest Margin | 2.83% |
| Efficiency Ratio | 76.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 20.526% |
| Earning Assets to total Assets | 94.16% |
Income and Expense
| Total Interest Income | $1.25M |
| Total Noninterest Income | $8.00k |
| Total Interest Expense | $584.00k |
| Total Noninterest Expense | $512.00k |
| Net Interest Income | $662.00k |
| Pre-tax Net Operating Income | $166.00k |
| Provision for Credit Losses | $-8,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.62M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $199.00k |
| Total Liabilities and Capital | $100.42M |
Securities
| Securities | $9.37M |
| Available-for-sale debt securities | $2.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.19M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of West Plains Savings and Loan Association?
$100.42M as of the latest filing.
How much are West Plains Savings and Loan Association's total deposits?
$74.98M in total deposits.
Where is West Plains Savings and Loan Association located?
West Plains, MO.
What is the Net Interest Margin?
2.83%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$74.24M (latest filing).
What is the total interest income (latest filing)?
$1.25M.