The Bank of Grain Valley

Grain Valley, MO
IDRSSD: 956554
Total Assets
$103.37M
Latest filing
Total Deposits
$78.52M
Latest filing
Net Interest Margin
4.72%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

101210090KANSAS CITY, MO

Key People

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Locations

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Main Office
The Bank of Grain Valley
500 S Main St
Grain Valley, MO 64029
Full Service - Brick and Mortar
Updated 04/10/2026Established 05/11/1905FDIC Certificate 5470

Branches (1)

Page 1 of 1
NameAddressCity / State
The Bank of Grain Valley (Main)500 S Main StGrain Valley, MO
40 HIGHWAY BANKING CENTER BRANCH14801 E 40 HwyKansas City, MO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/11/1905
Community BankYes
Ownership TypeNot Mutual
ZIP64029
State and County Number29095
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees15
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitebankofgrainvalley.com
Data Updated04/10/2026
CERT8564
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$103.37M
Total Deposits$78.52M
Total Liabilities$78.73M
Total Equity Capital$24.63M
Net Income$570.00k
Net Loans and Leases$69.77M
Assets Per Employee ($Millions)$6.89M
Bank Premises and Fixed Assets$768.00k
Cash and Balances due from Depository Institutions$12.47M
Deposits Held in Domestic Offices$78.52M

Key Performance Ratios

Return on Assets (ROA)2.16%
Return on Equity (ROE)9.31%
Net Interest Margin4.72%
Efficiency Ratio53.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets23.83%
Earning Assets to total Assets97.2%

Income and Expense

Total Interest Income$1.36M
Total Noninterest Income$16.00k
Total Interest Expense$151.00k
Total Noninterest Expense$655.00k
Net Interest Income$1.21M
Pre-tax Net Operating Income$574.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$211.00k
Total Liabilities and Capital$103.37M

Securities

Securities$19.94M
Available-for-sale debt securities$16.94M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$3.00M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Grain Valley?
$103.37M as of the latest filing.
How much are The Bank of Grain Valley's total deposits?
$78.52M in total deposits.
Where is The Bank of Grain Valley located?
Grain Valley, MO.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
2.
When was it established?
05/11/1905.
What is the Return on Assets (ROA)?
2.16%.
How much are total loans and leases?
$69.77M (latest filing).
What is the total interest income (latest filing)?
$1.36M.