CFBank, National Association
Columbus, OH
IDRSSD: 767974
Total Assets
$2.11B
Latest filing
Total Deposits
$1.78B
Latest filing
Net Interest Margin
3.01%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CFBank, National Association
4960 E Dublin Granville Rd
Columbus, OH 43081
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1892FDIC Certificate 41097
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CFBank, National Association (Main) | 4960 E Dublin Granville Rd | Columbus, OH |
| FAIRLAWN BRANCH | 3009 Smith Rd | Fairlawn, OH |
| ETON BRANCH | 100 Park Ave | Orange Village, OH |
| BLUE ASH BRANCH | 10300 Alliance Rd | Cincinnati, OH |
| POLARIS BRANCH | 1942 Polaris Pkwy | Columbus, OH |
| INDIANAPOLIS BRANCH | 4729 E 82nd St | Indianapolis, IN |
| OHIO CITY BRANCH | 2615 Detroit Ave | Cleveland, OH |
| RED BANK BRANCH | 4770 Red Bank Rd | Cincinnati, OH |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43081 |
| State and County Number | 39049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/28/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.cf.bank |
| Data Updated | 01/30/2026 |
| CERT | 28263 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.11B |
| Total Deposits | $1.78B |
| Total Liabilities | $1.88B |
| Total Equity Capital | $239.27M |
| Net Income | $6.65M |
| Net Loans and Leases | $1.74B |
| Assets Per Employee ($Millions) | $21.15M |
| Bank Premises and Fixed Assets | $9.23M |
| Cash and Balances due from Depository Institutions | $258.73M |
| Deposits Held in Domestic Offices | $1.78B |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 11.24% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 44.29% |
| Tier 1 Risk-Based Capital Ratio | 13.846% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.315% |
| Earning Assets to total Assets | 95.01% |
Income and Expense
| Total Interest Income | $30.07M |
| Total Noninterest Income | $1.37M |
| Total Interest Expense | $15.00M |
| Total Noninterest Expense | $7.28M |
| Net Interest Income | $15.07M |
| Pre-tax Net Operating Income | $7.99M |
| Provision for Credit Losses | $1.17M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $63.88M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $28.10M |
| Total Liabilities and Capital | $2.11B |
Securities
| Securities | $17.50M |
| Available-for-sale debt securities | $17.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CFBank, National Association?
$2.11B as of the latest filing.
How much are CFBank, National Association's total deposits?
$1.78B in total deposits.
Where is CFBank, National Association located?
Columbus, OH.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$1.74B (latest filing).
What is the total interest income (latest filing)?
$30.07M.