BankFinancial, National Association
Olympia Fields, IL
IDRSSD: 454676
Total Assets
$1.40B
Latest filing
Total Deposits
$1.22B
Latest filing
Net Interest Margin
3.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
271972899OLYMPIA FIELDS, IL
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1924 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60461 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 184 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 28808 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.40B |
| Total Deposits | $1.22B |
| Total Liabilities | $1.24B |
| Total Equity Capital | $167.02M |
| Net Income | $2.72M |
| Net Loans and Leases | $700.15M |
| Assets Per Employee ($Millions) | $8.02M |
| Bank Premises and Fixed Assets | $24.39M |
| Cash and Balances due from Depository Institutions | $506.37M |
| Deposits Held in Domestic Offices | $1.22B |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 6.55% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 75.61% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.9% |
| Earning Assets to total Assets | 94.92% |
Income and Expense
| Total Interest Income | $16.27M |
| Total Noninterest Income | $1.21M |
| Total Interest Expense | $4.58M |
| Total Noninterest Expense | $9.76M |
| Net Interest Income | $11.69M |
| Pre-tax Net Operating Income | $3.63M |
| Provision for Credit Losses | $-481,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.04M |
| Total Liabilities and Capital | $1.40B |
Securities
| Securities | $138.34M |
| Available-for-sale debt securities | $138.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankFinancial, National Association?
$1.40B as of the latest filing.
How much are BankFinancial, National Association's total deposits?
$1.22B in total deposits.
Where is BankFinancial, National Association located?
Olympia Fields, IL.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
19.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$700.15M (latest filing).
What is the total interest income (latest filing)?
$16.27M.