Bank of Idaho
Idaho Falls, ID
IDRSSD: 300960
Total Assets
$1.30B
Latest filing
Total Deposits
$1.10B
Latest filing
Net Interest Margin
4.36%
Profitability
Key People
Loading leadership data...
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Idaho First Bank
Mccall, Idaho
→
Assets: $1.25BΔ -4.1%
Northwest Bank
Boise, Idaho
→
Assets: $1.40BΔ +7.7%
First Federal Savings Bank of Twin Falls
Twin Falls, Idaho
→
Assets: $1.46BΔ +12.1%
Farmers Bank
Buhl, Idaho
→
Assets: $624.92MΔ -52.0%
Ireland Bank
Malad City, Idaho
→
Assets: $379.22MΔ -70.9%
The Bank of Commerce
Ammon, Idaho
→
Assets: $2.29BΔ +76.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/25/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 83402 |
| State and County Number | 16019 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | SAN FRANCISCO |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 181 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/30/2025 |
| Date of Deposit Insurance | 09/25/1985 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 2/13/2026 |
| CERT | 26403 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.30B |
| Total Deposits | $1.10B |
| Total Liabilities | $1.15B |
| Total Equity Capital | $154.22M |
| Net Income | $4.80M |
| Net Loans and Leases | $1.06B |
| Assets Per Employee ($Millions) | $7.2M |
| Bank Premises and Fixed Assets | $15.23M |
| Cash and Balances due from Depository Institutions | $61.22M |
| Deposits Held in Domestic Offices | $1.10B |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 12.76% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 50.9% |
| Tier 1 Risk-Based Capital Ratio | 13.586% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.841% |
| Earning Assets to total Assets | 95.85% |
Income and Expense
| Total Interest Income | $20.24M |
| Total Noninterest Income | $3.28M |
| Total Interest Expense | $6.51M |
| Total Noninterest Expense | $8.80M |
| Net Interest Income | $13.73M |
| Pre-tax Net Operating Income | $8.08M |
| Provision for Credit Losses | $126.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.27M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.36M |
| Total Liabilities and Capital | $1.30B |
Securities
| Securities | $145.68M |
| Available-for-sale debt securities | $114.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $30.76M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Idaho?
$1.30B as of the latest filing.
How much are Bank of Idaho's total deposits?
$1.10B in total deposits.
Where is Bank of Idaho located?
Idaho Falls, ID.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
20.
When was it established?
09/25/1985.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$1.06B (latest filing).
What is the total interest income (latest filing)?
$20.24M.