Bank of Cattaraugus
Cattaraugus, NY
IDRSSD: 92902
Total Assets
$32.25M
Latest filing
Total Deposits
$28.87M
Latest filing
Net Interest Margin
5.88%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Cattaraugus
24 Main St
Cattaraugus, NY 14719
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/30/1882FDIC Certificate 6043
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of Cattaraugus (Main) | 24 Main St | Cattaraugus, NY | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/30/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14719 |
| State and County Number | 36009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Olean, NY |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.BankofCattaraugus.com |
| Data Updated | 11/14/2025 |
| CERT | 9406 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $32.25M |
| Total Deposits | $28.87M |
| Total Liabilities | $28.91M |
| Total Equity Capital | $3.34M |
| Net Income | $66.00k |
| Net Loans and Leases | $16.81M |
| Assets Per Employee ($Millions) | $4.03M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $6.86M |
| Deposits Held in Domestic Offices | $28.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 7.99% |
| Net Interest Margin | 5.88% |
| Efficiency Ratio | 83.52% |
| Tier 1 Risk-Based Capital Ratio | 17.349% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.347% |
| Earning Assets to total Assets | 91.73% |
Income and Expense
| Total Interest Income | $440.00k |
| Total Noninterest Income | $25.00k |
| Total Interest Expense | $28.00k |
| Total Noninterest Expense | $365.00k |
| Net Interest Income | $412.00k |
| Pre-tax Net Operating Income | $70.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $56.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $47.00k |
| Total Liabilities and Capital | $32.25M |
Securities
| Securities | $7.03M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Cattaraugus?
$32.25M as of the latest filing.
How much are Bank of Cattaraugus's total deposits?
$28.87M in total deposits.
Where is Bank of Cattaraugus located?
Cattaraugus, NY.
What is the Net Interest Margin?
5.88%.
How many domestic offices does it operate?
1.
When was it established?
03/30/1882.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$16.81M (latest filing).
What is the total interest income (latest filing)?
$440.00k.