State Rankings & Insights
See how banks across VIRGINIA rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 71.78%
- Median: 68.30%
- Min / Max: 45.24% — 133.96%
Top banks by Efficiency Ratio in VIRGINIA
NEW HORIZON BANK NA – POWHATANINTEGRITY BANK FOR BUSINESS – VIRGINIA BEACHMOVEMENT BANK – DANVILLEVILLAGE BANK – MIDLOTHIANMINERS EXCHANGE BANK – COEBURNBLUE RIDGE BANK NA – MARTINSVILLECOMMUNITY BANKERS BANK – MIDLOTHIANBANK OF THE JAMES – LYNCHBURGBLUE GRASS VALLEY BANK – BLUE GRASSHIGHLANDS COMMUNITY BANK – COVINGTON
Count
59
Sum
4235.03%
Avg
71.78%
Median
68.30%
Min
45.24%
Max
133.96%
| Bank | City | Efficiency Ratio |
|---|---|---|
| NEW HORIZON BANK NA | POWHATAN | 133.96% |
| INTEGRITY BANK FOR BUSINESS | VIRGINIA BEACH | 110.51% |
| MOVEMENT BANK | DANVILLE | 110.08% |
| VILLAGE BANK | MIDLOTHIAN | 103.07% |
| MINERS EXCHANGE BANK | COEBURN | 99.56% |
| BLUE RIDGE BANK NA | MARTINSVILLE | 97.64% |
| COMMUNITY BANKERS BANK | MIDLOTHIAN | 95.16% |
| BANK OF THE JAMES | LYNCHBURG | 91.88% |
| BLUE GRASS VALLEY BANK | BLUE GRASS | 86.87% |
| HIGHLANDS COMMUNITY BANK | COVINGTON | 85.24% |
| OLD POINT TRUST&FINL SERVICE | NEWPORT NEWS | 82.61% |
| FIRST BANK | STRASBURG | 81.59% |
| POWELL VALLEY NATIONAL BANK | JONESVILLE | 81.20% |
| TRUSTAR BANK | GREAT FALLS | 78.57% |
| MAINSTREET BANK | FAIRFAX | 78.40% |
| TRUPOINT BANK | GRUNDY | 78.33% |
| MARTINSVILLE FIRST SB | MARTINSVILLE | 78.28% |
| CHESAPEAKE BANK | KILMARNOCK | 78.08% |
| PRIMIS BANK | TAPPAHANNOCK | 76.47% |
| FARMERS&MERCHANTS BANK | TIMBERVILLE | 76.29% |
| CORNERSTONE BANK | LEXINGTON | 74.98% |
| OLD POINT NB OF PHOEBUS | HAMPTON | 74.80% |
| CARTER BANK&TRUST | MARTINSVILLE | 74.09% |
| FIRST NATIONAL BANK | ALTAVISTA | 72.56% |
| BANK OF CLARKE | BERRYVILLE | 70.95% |
| NEW PEOPLES BANK INC | HONAKER | 70.83% |
| OLD DOMINION NATIONAL BANK | NORTH GARDEN | 70.01% |
| FARMERS BANK OF APPOMATTOX | APPOMATTOX | 68.62% |
| TOWNEBANK | PORTSMOUTH | 68.38% |
| CITIZENS&FARMERS BANK | WEST POINT | 68.30% |
| FARMERS&MERCHANTS BK CRAIG C | NEW CASTLE | 66.44% |
| SELECT BANK | FOREST | 66.39% |
| LEGACY BANK | GRUNDY | 66.29% |
| BANK OF BOTETOURT | BUCHANAN | 66.08% |
| NATIONAL BANK OF BLACKSBURG | BLACKSBURG | 65.71% |
| BANK OF CHARLOTTE COUNTY | PHENIX | 65.20% |
| PIONEER BANK | STANLEY | 64.78% |
| BANK OF MARION | MARION | 64.65% |
| FIRST SENTINEL BANK | RICHLANDS | 64.62% |
| FREEDOM BANK OF VIRGINIA | FAIRFAX | 64.12% |
| LOCUS BANK INC | RICHMOND | 63.46% |
| FARMERS&MINERS BANK | PENNINGTON GAP | 63.34% |
| SKYLINE NATIONAL BANK | INDEPENDENCE | 63.31% |
| LEE BANK&TRUST CO | PENNINGTON GAP | 61.46% |
| OAK VIEW NATIONAL BANK | WARRENTON | 60.70% |
| FIRST COMMUNITY BANK | BLUEFIELD | 59.50% |
| BENCHMARK COMMUNITY BANK | KENBRIDGE | 59.26% |
| CAPITAL ONE NATIONAL ASSN | MCLEAN | 57.48% |
| ATLANTIC UNION BANK | RICHMOND CITY | 56.26% |
| HSBC BANK USA NATIONAL ASSN | TYSONS | 55.92% |
| VIRGINIA NATIONAL BANK | CHARLOTTESVILLE | 55.87% |
| BANK OF SOUTHSIDE VIRGINIA | CARSON | 55.77% |
| FVCBANK | FAIRFAX | 55.50% |
| JOHN MARSHALL BANK | RESTON | 53.10% |
| BURKE&HERBERT BANK&TRUST CO | ALEXANDRIA | 50.39% |
| UNITED BANK | FAIRFAX | 49.45% |
| CITIZENS BANK&TRUST CO | BLACKSTONE | 49.35% |
| CHAIN BRIDGE BANK NA | MCLEAN | 48.08% |
| FIRST BANK&TRUST CO | LEBANON | 45.24% |