State Rankings & Insights
See how banks across MASSACHUSETTS rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 81.72%
- Median: 80.48%
- Min / Max: 33.49% — 195.41%
Top banks by Efficiency Ratio in MASSACHUSETTS
Count
101
Sum
8253.71%
Avg
81.72%
Median
80.48%
Min
33.49%
Max
195.41%
| Bank | City | Efficiency Ratio |
|---|---|---|
| 42 NORTH PRIVATE BANK | CANTON | 195.41% |
| WRENTHAM COOP BANK | WRENTHAM | 124.21% |
| WAKEFIELD COOP BANK | WAKEFIELD | 124.09% |
| ROLLSTONE BANK&TRUST | FITCHBURG | 116.72% |
| CANTON COOP BANK | CANTON | 106.41% |
| CLINTON SAVINGS BANK | CLINTON | 104.77% |
| NEW VALLEY BANK&TRUST | SPRINGFIELD | 100.39% |
| SAVINGS BANK | WAKEFIELD | 100.02% |
| PITTSFIELD COOP BANK | PITTSFIELD | 99.35% |
| HAVERHILL BANK | HAVERHILL | 98.08% |
| WASHINGTON SAVINGS BANK | LOWELL | 97.92% |
| COOP BANK | ROSLINDALE | 97.80% |
| FALL RIVER FIVE CENTS SB | FALL RIVER | 97.04% |
| WELLINGTON TRUST CO NA | BOSTON | 96.90% |
| WINTER HILL BANK FSB | SOMERVILLE | 96.88% |
| PENTUCKET BANK | HAVERHILL | 95.29% |
| STONEHAMBANK A COOP BANK | STONEHAM | 95.00% |
| NEWBURYPORT FIVE CENTS SB | NEWBURYPORT | 94.47% |
| CHARLES RIVER BANK | MEDWAY | 94.10% |
| MILFORD FEDERAL BANK | MILFORD | 94.02% |
| COLONIAL FSB | QUINCY | 93.34% |
| ONEUNITED BANK | BOSTON | 92.99% |
| COASTAL HERITAGE BANK | WEYMOUTH | 92.14% |
| CORNERSTONE BANK | SPENCER | 92.03% |
| DEAN COOP BANK | FRANKLIN | 91.70% |
| AVIDIA BANK | HUDSON | 91.65% |
| WINCHESTER SAVINGS BANK | WINCHESTER | 91.10% |
| ATHOL SAVINGS BANK | ATHOL | 90.51% |
| CAPE COD COOP BANK | YARMOUTH PORT | 89.98% |
| NORTH CAMBRIDGE COOP BANK | CAMBRIDGE | 89.30% |
| BANKGLOUCESTER | GLOUCESTER | 88.91% |
| BAY STATE SAVINGS BANK | WORCESTER | 88.72% |
| BAYCOAST BANK | SWANSEA | 88.11% |
| BLUESTONE BANK | RAYNHAM | 88.09% |
| METHUEN COOP BANK | METHUEN | 87.62% |
| READING COOP BANK | READING | 87.51% |
| MILLBURY NATIONAL BANK | MILLBURY | 87.24% |
| COMMONWEALTH COOP BANK | HYDE PARK | 86.83% |
| MIDDLESEX SAVINGS BANK | NATICK | 86.53% |
| MARBLEHEAD BANK | MARBLEHEAD | 85.76% |
| NORTH BROOKFIELD SB | NORTH BROOKFIELD | 85.59% |
| INSTITUTION SVG NEWBURYPORT& | NEWBURYPORT | 84.39% |
| LEE BANK | LEE | 84.00% |
| EAGLE BANK | EVERETT | 82.68% |
| EAST CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 82.59% |
| COUNTRY BANK FOR SAVINGS | WARE | 82.36% |
| GREENFIELD SAVINGS BANK | GREENFIELD | 82.00% |
| SOUTH SHORE BANK | SOUTH WEYMOUTH | 80.78% |
| NATIONAL GRAND BK MARBLEHEAD | MARBLEHEAD | 80.77% |
| VILLAGE BANK | AUBURNDALE | 80.76% |
| SEAMENS BANK | PROVINCETOWN | 80.48% |
| BANKPROV | AMESBURY | 80.38% |
| ADAMS COMMUNITY BANK | ADAMS | 79.21% |
| HARBORONE BANK | BROCKTON | 78.81% |
| BRISTOL COUNTY SAVINGS BANK | TAUNTON | 78.53% |
| WESTFIELD BANK | WESTFIELD | 78.45% |
| WINCHESTER COOP BANK | WINCHESTER | 77.75% |
| MARTHAS VINEYARD BANK | EDGARTOWN | 77.65% |
| MIDDLESEX FEDERAL SAVINGS FA | SOMERVILLE | 76.78% |
| SAVERS COOP BANK | SOUTHBRIDGE | 76.47% |
| BANK OF CANTON | CANTON | 76.45% |
| DEDHAM INST FOR SVG | DEDHAM | 76.03% |
| EVERETT COOP BANK | EVERETT | 75.93% |
| WALPOLE COOP BANK | WALPOLE | 75.80% |
| GREENFIELD COOP BANK | GREENFIELD | 75.56% |
| STOUGHTON COOP BANK | STOUGHTON | 75.15% |
| WEBSTER FIVE CENTS SB | WEBSTER | 75.00% |
| MAIN STREET BANK | MARLBOROUGH | 74.76% |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 74.74% |
| MONSON SAVINGS BANK | MONSON | 74.58% |
| NORTH EASTON SAVINGS BANK | SOUTH EASTON | 74.56% |
| FLORENCE BANK | FLORENCE | 74.29% |
| BANKESB | EASTHAMPTON | 73.94% |
| BANK OF EASTON | NORTH EASTON | 73.71% |
| CAPE COD FIVE CENTS SB | HYANNIS | 73.24% |
| WATERTOWN SAVINGS BANK | WATERTOWN | 72.73% |
| MOUNTAINONE BANK | NORTH ADAMS | 72.20% |
| LOWELL FIVE CENT SB | TEWKSBURY | 70.18% |
| STATE STREET BANK&TRUST CO | BOSTON | 68.96% |
| UNIBANK FOR SAVINGS | WHITINSVILLE | 68.80% |
| CAPE ANN SAVINGS BANK | GLOUCESTER | 68.51% |
| ONELOCAL BANK | NORWOOD | 68.20% |
| LEADER BANK NATIONAL ASSN | ARLINGTON | 67.18% |
| PEOPLESBANK | HOLYOKE | 66.84% |
| ENTERPRISE BANK&TRUST CO | LOWELL | 66.39% |
| FIDELITY COOP BANK | LEOMINSTER | 66.10% |
| NEEDHAM BANK | NEEDHAM | 63.36% |
| FIRST FINANCIAL TRUST NA | WAKEFIELD | 62.81% |
| MUTUALONE BANK | FRAMINGHAM | 62.26% |
| SALEM FIVE CENTS SB | SALEM | 61.79% |
| BERKSHIRE BANK | PITTSFIELD | 61.57% |
| BROOKLINE BANK | BROOKLINE | 60.65% |
| MECHANICS COOP BANK | TAUNTON | 59.47% |
| BANKHOMETOWN | OXFORD | 58.57% |
| ROCKLAND TRUST CO | ROCKLAND | 57.89% |
| BOSTON TRUST WALDEN CO | BOSTON | 57.37% |
| EASTERN BANK | BOSTON | 54.71% |
| NORTH SHORE BANK A COOP BANK | PEABODY | 53.43% |
| COMPUTERSHARE TRUST CO NA | CANTON | 51.25% |
| HINGHAM INST FOR SVG | HINGHAM | 45.90% |
| NORTHERN BANK&TRUST CO | WOBURN | 33.49% |