Net Interest Margin2024Q4

Updated: 2024-12-31
TEXAS·2024-12-31·Banks: 382

State Rankings & Insights

See how banks across TEXAS rank on Net Interest Margin for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 3.91%
  • Median: 3.88%
  • Min / Max: 0.20%9.38%
Count
382
Sum
1493.16%
Avg
3.91%
Median
3.88%
Min
0.20%
Max
9.38%
BankCityNet Interest Margin
FUNDBANK NATIONAL ASSNAUSTIN9.38%
BRAZOS NATIONAL BANKRICHWOOD8.10%
FIRST NB OF HUGHES SPRINGSHUGHES SPRINGS7.21%
TBK BANK SSBDALLAS7.01%
FIRST STATE BANKABERNATHY6.77%
BANK OF SOUTH TEXASMCALLEN6.72%
AMISTAD BANKDEL RIO6.64%
COMMERCIAL NB OF BRADYBRADY6.43%
PAVILLION BANKRICHARDSON6.42%
AUSTIN CAPITAL BANK SSBAUSTIN6.42%
TEXAS FINANCIAL BANKEDEN6.39%
FIRST NB OF DUBLINDUBLIN6.38%
SOUTHWEST BANKODESSA6.36%
FIRST NATIONAL BANK OF ANSONANSON6.35%
FIRST NB OF ELDORADOELDORADO6.33%
NATIONAL BANK OF ANDREWSANDREWS6.17%
FIRST STATE BANKSHALLOWATER6.07%
WALLIS BANKWALLIS5.97%
CITIZENS STB OF LULINGLULING5.93%
TEXAS TRADITIONS BANKKATY5.82%
FIRST STATE BANK OF ODEMODEM5.77%
AGILITY BANK NATIONAL ASSNHOUSTON5.77%
BK SAN JACINTO CNTY COLDSPRICOLDSPRING5.72%
CHARTER BANKCORPUS CHRISTI5.69%
FIRST CAPITAL BANKQUANAH5.69%
HERRING BANKAMARILLO5.67%
FIRST STATE BANKJUNCTION5.58%
NEWFIRST NATIONAL BANKEL CAMPO5.55%
COMMERCIAL STATE BANKPALMER5.51%
SECURITY BANK OF TEXASCRAWFORD5.47%
STATE BANK OF TEXASIRVING5.41%
COLEMAN COUNTY STATE BANKCOLEMAN5.37%
WEST TEXAS STATE BANKSNYDER5.34%
FIRST NB OF WINNSBOROWINNSBORO5.33%
ONE WORLD BANKDALLAS5.32%
CITIZENS STATE BANKANTON5.29%
COWBOY BANK OF TEXASMAYPEARL5.28%
COMMUNITY NATIONAL BANKMIDLAND5.28%
ANGELINA SAVINGS BANK SSBLUFKIN5.28%
FARMERS STATE BANKCENTER5.24%
TITAN BANK N AMINERAL WELLS5.23%
FIRST BANKBURKBURNETT5.22%
GREATER STATE BANKMCALLEN5.18%
FIRST STATE BANKLOUISE5.16%
AMERICAN MOMENTUM BANKCOLLEGE STATION5.16%
INTERNATIONAL BK OF COMLAREDO5.14%
CENTRAL BANKHOUSTON5.13%
AMERICAN BANK NATIONAL ASSNDALLAS5.13%
HIGHTOWER TRUST CO NAHOUSTON5.12%
AUSTIN COUNTY STATE BANKBELLVILLE5.10%
FIDELITY BANK OF TEXASWACO5.09%
GUADALUPE BANKKERRVILLE5.07%
FIRST NB OF HEREFORDHEREFORD5.06%
CROWELL STATE BANKCROWELL5.05%
FIRST NB OF FORT STOCKTONFORT STOCKTON5.04%
FIRST NB OF S PADRE ISLSOUTH PADRE ISLA5.03%
VALUEBANK TEXASCORPUS CHRISTI5.02%
FIRST NB IN FALFURRIASFALFURRIAS5.01%
FIRST NB OF TOM BEANTOM BEAN4.98%
BANK OF DESOTO NATIONAL ASSNDE SOTO4.97%
STATE NATIONAL BANKGROOM4.97%
FIRST FED BK LITTLEFIELD TXLITTLEFIELD4.96%
CITIZENS BANKAMARILLO4.96%
TEJAS BANKMONAHANS4.95%
BANDERA BANKBANDERA4.94%
LOVELADY STATE BANKLOVELADY4.92%
MAVERICK BANKFORT DAVIS4.89%
PLAINS STATE BANKHUMBLE4.87%
AMERICAN NB OF MT PLEASANTMOUNT PLEASANT4.87%
FIRST NB OF BURLESONBURLESON4.85%
TEXAS REPUBLIC BANK NAFRISCO4.83%
AVANA BANKABILENE4.82%
CITY NATIONAL BANK OF TAYLORTAYLOR4.82%
STATE BANK OF DE KALBDE KALB4.81%
FIRST STATE BANK OF BEDIASBEDIAS4.80%
FIRST NB OF EAGLE LAKEEAGLE LAKE4.80%
SECURITY STATE BANK&TRUSTFREDERICKSBURG4.78%
CHASEWOOD BANKHOUSTON4.76%
TEXAS NATIONAL BANKMERCEDES4.76%
CITIZENS NB OF TEXASWAXAHACHIE4.76%
BOC BANKMCLEAN4.74%
SHELBY SAVINGS BANK SSBCENTER4.73%
FIRST STATE BANK OF TEXASORANGE4.72%
AUSTIN BANK TEXAS NAJACKSONVILLE4.71%
COMMUNITY BANKBRIDGEPORT4.69%
ARROWHEAD BANKLLANO4.67%
FIRST COMMUNITY BANKCORPUS CHRISTI4.67%
TEXAS COMMUNITY BANKLAREDO4.66%
FIRST NB OF BOSQUE COUNTYVALLEY MILLS4.66%
SOUTHSTAR BANK SSBMOULTON4.65%
GRANDVIEW BANKGRANDVIEW4.65%
WOODFOREST NATIONAL BANKTHE WOODLANDS4.64%
FARMERS STATE BANKGROESBECK4.63%
WESTERN BANKLUBBOCK4.62%
CLEAR FORK BANK NAALBANY4.62%
FARMERS&MERCHANTS BANKDE LEON4.60%
LEGEND BANK N ABOWIE4.57%
VICTORY BANKLUBBOCK4.56%
SUNDOWN STATE BANKSUNDOWN4.56%
BUCKHOLTS STATE BANKBUCKHOLTS4.55%
NBT FINANCIAL BANKFORT WORTH4.55%
SANTA ANNA NATIONAL BANKSANTA ANNA4.55%
CITIZENS NATIONAL BANKCROCKETT4.54%
TEXAS CHAMPION BANKCORPUS CHRISTI4.53%
BANK OF TEXASMIDLAND4.53%
FIRST NB OF SONORASONORA4.52%
FIRST NB&T CO OF WEATHERFORDWEATHERFORD4.52%
MINT NATIONAL BANKKINGWOOD4.52%
T BANK NATIONAL ASSNDALLAS4.51%
FIRST NB OF QUITAQUEQUITAQUE4.50%
FIRST STATE BANKCLUTE4.48%
BANK OF THE WESTGRAPEVINE4.47%
FIRST BANK&TRUST OF MEMPHISMEMPHIS4.47%
CAPITAL BANKJACINTO CITY4.44%
BANK&TRUST SSBDEL RIO4.43%
FIRST NB OF EAST TEXASGILMER4.43%
SOUTHTRUST BANK N AGEORGE WEST4.42%
CITIZENS STATE BANKMILES4.41%
CITIZENS STATE BANKSOMERVILLE4.41%
UBANKHUNTINGTON4.41%
INCOMMONS BANK N AMEXIA4.41%
HOMEBANK TEXASSEAGOVILLE4.39%
LAKESIDE BANKROCKWALL4.37%
STELLAR BANKHOUSTON4.37%
TEXAS HERITAGE BANKBOERNE4.36%
FIRST STATE BANKSPEARMAN4.36%
INTEGRITY BANK SSBHOUSTON4.36%
FIRST TEXAS NATIONAL BANKFLOYDADA4.35%
NORMANGEE STATE BANKNORMANGEE4.35%
FRONTIER BANK OF TEXASELGIN4.29%
BENCHMARK BANKPLANO4.28%
COMMUNITY BANKLONGVIEW4.26%
HARMONY BANKDALLAS4.25%
FIRST NB OF BALLINGERBALLINGER4.24%
FIRST NB OF CENTRAL TEXASWACO4.24%
AMARILLO NATIONAL BANKAMARILLO4.23%
CITY NB OF SULPHUR SPRINGSSULPHUR SPRINGS4.23%
LAMAR NATIONAL BANKPARIS4.22%
FIRST NATIONAL BANK OF LIPANLIPAN4.22%
COMMUNITY NB&T OF TEXASCORSICANA4.21%
VERABANK NATIONAL ASSNHENDERSON4.21%
FIRST LIBERTY BANKLIBERTY4.21%
SUNFLOWER BANK NATIONAL ASSNDALLAS4.21%
PEOPLES BANKLUBBOCK4.20%
WEST TEXAS NATIONAL BANKMIDLAND4.20%
SAGE CAPITAL BANKGONZALES4.20%
FIRST NB OF HUNTSVILLEHUNTSVILLE4.18%
TEXAS STATE BANKSAN ANGELO4.17%
SPRING HILL STATE BANKLONGVIEW4.16%
CIERA BANKGRAHAM4.15%
CITIZENS STATE BANKWOODVILLE4.14%
FREEDOM BANKALAMO4.14%
FIRST COMMUNITY BANKSAN BENITO4.13%
MASON BANKMASON4.13%
SECURITY STATE BANKFARWELL4.11%
FIRST STATE BANKPAINT ROCK4.11%
COMMERCIAL NB OF TEXARKANATEXARKANA4.11%
SANGER BANKSANGER4.11%
KLEBERG BANK N AKINGSVILLE4.11%
CROSSROADS BANKYOAKUM4.10%
RIO BANKMCALLEN4.09%
FIRST NB OF MCGREGORMC GREGOR4.09%
PRIMEBANK OF TEXASAUSTIN4.09%
LIBERTY CAPITAL BANKADDISON4.09%
TEXAS BANKHENDERSON4.08%
POINTWEST BANKWEST4.06%
FIRST NB OF TRINITYTRINITY4.06%
CITY BANKLUBBOCK4.05%
LYTLE STB OF LYTLE TEXASLYTLE4.04%
FALCON INTERNATIONAL BANKLAREDO4.03%
FIRST NATIONAL BANK OF EVANTEVANT4.03%
FIRST STATE BANKATHENS4.02%
AMERICAN BANK NATIONAL ASSNCORPUS CHRISTI4.02%
FIRST NATIONAL BANK OF MOODYMOODY4.02%
YOAKUM NATIONAL BANKYOAKUM4.02%
VISTA BANKDALLAS4.01%
JOHNSON CITY BANKJOHNSON CITY4.00%
PEOPLES STATE BANKSHEPHERD3.98%
CAPTEX BANKFORT WORTH3.98%
WELLINGTON STATE BANKWELLINGTON3.97%
FIRST NB OF ANDERSONANDERSON3.97%
CITIZENS STATE BANKCORRIGAN3.96%
THIRD COAST BANKHUMBLE3.95%
FIRST COMMERCIAL BANK NASEGUIN3.94%
CITIZENS NB OF CROSBYTONCROSBYTON3.93%
CITIZENS BANKKILGORE3.91%
HORIZON BANK SSBAUSTIN3.91%
TEXASBANKBROWNWOOD3.90%
COMMERCIAL BANK OF TEXAS NANACOGDOCHES3.89%
CITIZENS BANK NATIONAL ASSNABILENE3.89%
AMERICAN FIRST NATIONAL BANKHOUSTON3.89%
ZAPATA NATIONAL BANKZAPATA3.88%
ENNIS STATE BANKENNIS3.87%
INTERSTATE BANKPERRYTON3.87%
GOLDEN BANK NATIONAL ASSNHOUSTON3.85%
FIRST BANK OF CELESTECELESTE3.85%
OZONA BANKOZONA3.85%
CENDERA BANK NATIONAL ASSNBELLS3.84%
FIRST NB OF STANTONSTANTON3.84%
FIRST STB OF SAN DIEGOSAN DIEGO3.82%
FIRST STATE BANKGRAHAM3.81%
TRINITY BANK N AFORT WORTH3.81%
LONE STAR BANKHOUSTON3.80%
ZAVALA COUNTY BANKCRYSTAL CITY3.79%
FIRST STATE BANKSTRATFORD3.79%
BRIDGE CITY STATE BANKBRIDGE CITY3.79%
CITIZENS STATE BANKROMA3.79%
PEGASUS BANKDALLAS3.79%
FALLS CITY NATIONAL BANKFALLS CITY3.78%
FIRST-LOCKHART NATIONAL BANKLOCKHART3.77%
HENDERSON FSBHENDERSON3.77%
PEOPLES BANKPARIS3.75%
GUARANTY BANK&TRUST N AMOUNT PLEASANT3.74%
PECOS COUNTY STATE BANKFORT STOCKTON3.72%
MARION STATE BANKMARION3.71%
BRENHAM NATIONAL BANKBRENHAM3.70%
TEXANA BANK NATIONAL ASSNLINDEN3.70%
WORTHINGTON BANKARLINGTON3.70%
SUSSER BANKDALLAS3.69%
CENTRAL NATIONAL BANKWACO3.68%
TRANSPECOS BANKS SSBPECOS3.67%
FIRST FEDERAL CMTY BANK SSBPARIS3.67%
FIRST NB OF MERTZONMERTZON3.67%
FIRST NATIONAL BANK TEXASKILLEEN3.66%
FIRSTBANK SOUTHWESTAMARILLO3.65%
KRESS NATIONAL BANKKRESS3.64%
AMERICAN BANK NATIONAL ASSNWACO3.64%
FIRST FINANCIAL BANKABILENE3.64%
BANK OF HOUSTONHOUSTON3.64%
CYPRESS BANK SSBPITTSBURG3.62%
LONE STAR NATIONAL BANKPHARR3.59%
WAGGONER NB OF VERNONVERNON3.59%
GLOBAL ONE BANKHOUSTON3.58%
R BANKROUND ROCK3.58%
DOMINION BANKDALLAS3.57%
BIG BEND BANKS N AMARFA3.56%
VANTAGE BANK TEXASSAN ANTONIO3.56%
TEXAS HERITAGE NATIONAL BANKDAINGERFIELD3.55%
LLANO NATIONAL BANKLLANO3.54%
TEXAS GULF BANK NAHOUSTON3.54%
TEXAS NB OF JACKSONVILLEJACKSONVILLE3.52%
GRANGER NATIONAL BANKGRANGER3.51%
SOUTHWESTERN NATIONAL BANKHOUSTON3.51%
TEXAS ADVANTAGE CMTY BANK NAALVIN3.51%
MCBANKGOLDTHWAITE3.50%
FROST BANKSAN ANTONIO3.49%
CITY NB OF COLORADO CITYCOLORADO CITY3.48%
FIRST UNITED BANKDIMMITT3.47%
KEYSTONE BANK SSBAUSTIN3.47%
TEXAS REGIONAL BANKHARLINGEN3.46%
FANNIN BANKBONHAM3.42%
FIRST NB OF GRANBURYGRANBURY3.41%
FIRST NB OF HEBBRONVILLEHEBBRONVILLE3.39%
HASKELL NATIONAL BANKHASKELL3.38%
FARMERS STB OF NEWCASTLENEWCASTLE3.38%
FIRST NB OF BASTROPBASTROP3.38%
FIRST STB OF BROWNSBOROBROWNSBORO3.37%
INTERNATIONAL BK OF COMBROWNSVILLE3.37%
SPUR SECURITY BANKSPUR3.36%
CITY NATIONAL BANKCORSICANA3.36%
TEXAS FIRST BANKTEXAS CITY3.35%
VERITEX COMMUNITY BANKDALLAS3.34%
COMMERCIAL BANKMASON3.33%
FIRST STATE BANK OF BURNETBURNET3.32%
COMERICA BANKDALLAS3.32%
FIRST STB OF LIVINGSTONLIVINGSTON3.31%
LIBERTY NB IN PARISPARIS3.29%
SCHERTZ BANK&TRUSTSCHERTZ3.28%
FIRST SECURITY STATE BANKCRANFILLS GAP3.28%
STOCKMENS NB IN COTULLACOTULLA3.28%
JACKSBORO NATIONAL BANKJACKSBORO3.28%
MUENSTER STATE BANKMUENSTER3.27%
CLASSIC BANK NATIONAL ASSNCAMERON3.27%
FIRST COMMAND BANKFORT WORTH3.25%
CITIZENS STATE BANKGANADO3.24%
FIRST NB OF LIVINGSTONLIVINGSTON3.24%
JUNCTION NATIONAL BANKJUNCTION3.23%
INTERNATIONAL BK OF COMZAPATA3.23%
FAYETTE SAVINGS BANK SSBLA GRANGE3.22%
FIRST NB OF GIDDINGSGIDDINGS3.22%
WESTSTAR BANKEL PASO3.20%
CITIZENS NATIONAL BANKCAMERON3.19%
PERRYTON NATIONAL BANKPERRYTON3.17%
ALLIANCE BANKSULPHUR SPRINGS3.16%
TEXAS CAPITAL BANKDALLAS3.16%
AMERICAN BANK OF COMMERCEWOLFFORTH3.15%
FIRST STATE BANKGAINESVILLE3.14%
ATASCOSA BANKPLEASANTON3.14%
BROADSTREET BANK SSBMINEOLA3.14%
BROADWAY NATIONAL BANKSAN ANTONIO3.13%
GILMER NB GILMER TEXASGILMER3.13%
COMMUNITY B&T WACO TEXASWACO3.11%
KARNES CNTY NB OF KARNES CTYKARNES CITY3.10%
COMMERCE BANK TEXASSTOCKDALE3.09%
TEXAS EXCHANGE BANKCROWLEY3.09%
PROSPERITY BANKEL CAMPO3.08%
TEXAS PARTNERS BANKSAN ANTONIO3.08%
FIRST TEXAS BANKLAMPASAS3.07%
ALLIANCE BANK CENTRAL TEXASWOODWAY3.05%
BRADY NATIONAL BANKBRADY3.05%
LEGACY TRUST CO N AHOUSTON3.05%
PINNACLE BANKFORT WORTH3.04%
CITIZENS STATE BANKSEALY3.03%
TEXAS BANK&TRUST COLONGVIEW3.02%
TEXAS SECURITY BANKDALLAS3.02%
FIRST NB IN COOPERCOOPER3.01%
POINTBANKPILOT POINT3.01%
JEFFERSON BANKSAN ANTONIO3.00%
FIRST TEXAS BANKGEORGETOWN2.98%
CASTROVILLE STATE BANKCASTROVILLE2.98%
ANAHUAC NATIONAL BANKANAHUAC2.97%
TXN BANKHONDO2.95%
UNITED TEXAS BANKDALLAS2.95%
PLAINSCAPITAL BANKUNIVERSITY PARK2.93%
FIRST STATE BANKCOLUMBUS2.92%
COMMERCE BANKLAREDO2.91%
SOUTHSIDE BANKTYLER2.90%
UNITY NB OF HOUSTONHOUSTON2.89%
GRAHAM SAVINGS&LOAN SSBGRAHAM2.89%
FIRST STB OF BEN WHEELER TXBEN WHEELER2.88%
SPECTRA BANKFORT WORTH2.88%
FIRST NB IN PORT LAVACAPORT LAVACA2.86%
HOMETOWN BANK NATIONAL ASSNGALVESTON2.86%
AMERICAN NATIONAL BANK&TRUSTWICHITA FALLS2.86%
MOODY NATIONAL BANKGALVESTON2.86%
EXTRACO BANKS NATIONAL ASSNTEMPLE2.85%
DONLEY COUNTY STATE BANKCLARENDON2.82%
LAMESA NATIONAL BANKLAMESA2.82%
ROBERT LEE STATE BANKROBERT LEE2.81%
FIRST NB OF STERLING CITYSTERLING CITY2.80%
AMERICAN STATE BANKARP2.79%
SECURITY STATE BANKPEARSALL2.78%
DALLAS CAPITAL BANK NADALLAS2.78%
LONE STAR CAPITAL BANK NASAN ANTONIO2.76%
CITIZENS NB AT BROWNWOODBROWNWOOD2.75%
INDEPENDENT BANKMCKINNEY2.74%
COLUMBUS STATE BANKCOLUMBUS2.73%
ROUND TOP STATE BANKROUND TOP2.70%
FIRST NATIONAL BANKROTAN2.68%
MENARD BANKMENARD2.65%
NATIONAL BANK&TRUSTLA GRANGE2.64%
GULF CAPITAL BANKHOUSTON2.64%
PILGRIM BANKPITTSBURG2.60%
CITIZENS 1ST BANKTYLER2.59%
AMERICAN NB OF TEXASTERRELL2.57%
FIRST NATIONAL BANKWICHITA FALLS2.55%
FIRST NB OF ASPERMONTASPERMONT2.48%
TIB NATIONAL ASSNFARMERS BRANCH2.47%
STATE NB OF BIG SPRINGBIG SPRING2.46%
DALHART FS&LA SSBDALHART2.41%
MAPLEMARK BANKDALLAS2.40%
PEOPLES STATE BANKROCKSPRINGS2.39%
CARMINE STATE BANKCARMINE2.38%
COLONIAL SAVINGS FAFORT WORTH2.36%
TEXAS NATIONAL BANKSWEETWATER2.28%
CHARLES SCHWAB TRUST BANKWESTLAKE2.28%
NEXBANKDALLAS2.26%
FIRST STATE BANK OF UVALDEUVALDE2.23%
PEARLAND STATE BANKPEARLAND2.20%
CORNERSTONE CAPITAL BANK SSBHOUSTON2.13%
TRUSTTEXAS BANK SSBCUERO2.12%
NORTH DALLAS BANK&TRUST CODALLAS2.09%
CITIZENS NB OF HILLSBOROHILLSBORO2.09%
FIRST STATE BANK&TRUST COCARTHAGE2.07%
FIRST NATIONAL BANK OF ALVINALVIN2.01%
TOLLESON PRIVATE BANKDALLAS1.97%
INWOOD NATIONAL BANKDALLAS1.95%
PEOPLES STB OF HALLETTSVILLEHALLETTSVILLE1.93%
CHARLES SCHWAB PREMIER BK SSWESTLAKE1.79%
CITY NB OF SAN SABASAN SABA1.78%
BEAL BANKPLANO1.73%
WELLS FARGO BANK S CNTL NAHOUSTON1.73%
HILL BANK&TRUST COWEIMAR1.59%
FIRST NB OF LAKE JACKSONLAKE JACKSON1.59%
FIRST NB OF BELLVILLEBELLVILLE1.45%
CITIZENS STATE BANKBUFFALO1.31%
INDUSTRY STATE BANKINDUSTRY1.23%
FIRST NB OF SHINERSHINER1.13%
CHARLES SCHWAB BANK SSBWESTLAKE1.00%
POWELL STATE BANKPOWELL0.99%
FAYETTEVILLE BANKFAYETTEVILLE0.43%
BANK OF BRENHAM NABRENHAM0.20%