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Wayne Bank

IDRSSD: 59316
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Modifications

FFIEC RC-N memo (loan modifications) as of 2026-03-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.

Headline totals

Total modified
$17.0M
Sum of reported modification buckets
Total loans
$2.2B
Net of unearned income
% of loans
0.77%
Watch > 1%; risk > 2%

Modified loans by bucket

Bucket$ Value% of total modified
In compliance with modified terms$11.8M69.47%
30-89 days past due$719.0K4.23%
90+ days past due$00.00%
Nonaccrual$4.5M26.29%

Total modified $ — last 13 quarters

Definitions + sources

Source
FFIEC Schedule RC-N memo (Restructured / Modified Loans). Both the consolidated (large-bank) and domestic-only filings are read; the consolidated figure is preferred when both are reported.
Status buckets
In compliance with modified terms, 30-89 days past due, 90+ days past due, and nonaccrual.
Note
Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.

Generated: 2026-05-14 13:56:30 UTC