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Odin State Bank

Odin, MN
IDRSSD: 876157
Total Assets
$80.48M
Latest filing
Total Deposits
$72.82M
Latest filing
Net Interest Margin
3.69%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/09/1904
Community BankYes
Ownership TypeNot Mutual
ZIP56160
State and County Number27165
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/28/1934
Primary Insurance AgencyDIF
Websitewww.odinstatebank.com
Data Updated11/14/2025
CERT14574
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$80.48M
Total Deposits$72.82M
Total Liabilities$74.12M
Total Equity Capital$6.36M
Net Income$123.00k
Net Loans and Leases$60.56M
Assets Per Employee ($Millions)$7.32M
Bank Premises and Fixed Assets$357.00k
Cash and Balances due from Depository Institutions$1.61M
Deposits Held in Domestic Offices$72.82M

Key Performance Ratios

Return on Assets (ROA)0.62%
Return on Equity (ROE)8.03%
Net Interest Margin3.69%
Efficiency Ratio63.19%
Tier 1 Risk-Based Capital Ratio12.153%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.905%
Earning Assets to total Assets95.47%

Income and Expense

Total Interest Income$1.27M
Total Noninterest Income$45.00k
Total Interest Expense$572.00k
Total Noninterest Expense$472.00k
Net Interest Income$702.00k
Pre-tax Net Operating Income$271.00k
Provision for Credit Losses$4.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$229.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.69M
Federal Funds Purchased and Repurchased Agreement$605.00k
All Other Liabilities$688.00k
Total Liabilities and Capital$80.48M

Securities

Securities$14.24M
Available-for-sale debt securities$14.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Odin State Bank?
$80.48M as of the latest filing.
How much are Odin State Bank's total deposits?
$72.82M in total deposits.
Where is Odin State Bank located?
Odin, MN.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
1.
When was it established?
06/09/1904.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$60.56M (latest filing).
What is the total interest income (latest filing)?
$1.27M.