The Trust Bank
Lenox, GA
IDRSSD: 894834
Total Assets
$44.04M
Latest filing
Total Deposits
$36.48M
Latest filing
Net Interest Margin
6.99%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Trust Bank
50 W Central Ave
Lenox, GA 31637
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/25/1907FDIC Certificate 8646
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Trust Bank (Main) | 50 W Central Ave | Lenox, GA |
| ADEL BRANCH | 607 W 4th St | Adel, GA |
| MOULTRIE BRANCH | 2424 Tallokas Rd | Moultrie, GA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/25/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31637 |
| State and County Number | 13075 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/05/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thetrustbank.net |
| Data Updated | 01/30/2026 |
| CERT | 13832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $44.04M |
| Total Deposits | $36.48M |
| Total Liabilities | $37.04M |
| Total Equity Capital | $7.00M |
| Net Income | $186.00k |
| Net Loans and Leases | $21.95M |
| Assets Per Employee ($Millions) | $2.59M |
| Bank Premises and Fixed Assets | $1.89M |
| Cash and Balances due from Depository Institutions | $17.84M |
| Deposits Held in Domestic Offices | $36.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.67% |
| Return on Equity (ROE) | 10.49% |
| Net Interest Margin | 6.99% |
| Efficiency Ratio | 79.1% |
| Tier 1 Risk-Based Capital Ratio | 34.531% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.893% |
| Earning Assets to total Assets | 90.79% |
Income and Expense
| Total Interest Income | $773.00k |
| Total Noninterest Income | $183.00k |
| Total Interest Expense | $66.00k |
| Total Noninterest Expense | $704.00k |
| Net Interest Income | $707.00k |
| Pre-tax Net Operating Income | $186.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $561.00k |
| Total Liabilities and Capital | $44.04M |
Securities
| Securities | $1.03M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Trust Bank?
$44.04M as of the latest filing.
How much are The Trust Bank's total deposits?
$36.48M in total deposits.
Where is The Trust Bank located?
Lenox, GA.
What is the Net Interest Margin?
6.99%.
How many domestic offices does it operate?
3.
When was it established?
06/25/1907.
What is the Return on Assets (ROA)?
1.67%.
How much are total loans and leases?
$21.95M (latest filing).
What is the total interest income (latest filing)?
$773.00k.