Third Federal Savings and Loan Association of Cleveland

Cleveland, OH
IDRSSD: 915878
Total Assets
$17.44B
Latest filing
Total Deposits
$10.58B
Latest filing
Net Interest Margin
1.83%
Profitability

Locations

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Main Office
Third Federal Savings and Loan Association of Cleveland
7007 Broadway Ave
Cleveland, OH 44105
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/04/1938FDIC Certificate 42846

Branches (35)

Page 1 of 5
NameAddressCity / State
Third Federal Savings and Loan Association of Cleveland (Main)7007 Broadway AveCleveland, OH
EUCLID BRANCH22332 Lake Shore BlvdEuclid, OH
BRECKSVILLE BRANCH8943 Brecksville RdBrecksville, OH
OHIO CITY BRANCH1900 W 25th StCleveland, OH
SNOW ROAD BRANCH1616 Snow RdParma, OH
RIDGE ROAD BRANCH5950 Ridge RdParma, OH
WESTOWN BRANCH10642 Lorain AveCleveland, OH
NORTH OLMSTED BRANCH26949 Lorain RdNorth Olmsted, OH
Showing 7 of 35

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date08/04/1938
Community BankNo
Ownership TypeNot Mutual
ZIP44105
State and County Number39035
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code37
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameCleveland-Elyria, OH

Operational Info

Number of Employees953
Domestic Offices37
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.thirdfederal.com
Data Updated11/14/2025
CERT30012
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$17.44B
Total Deposits$10.58B
Total Liabilities$15.70B
Total Equity Capital$1.74B
Net Income$25.60M
Net Loans and Leases$15.72B
Assets Per Employee ($Millions)$18.27M
Bank Premises and Fixed Assets$47.54M
Cash and Balances due from Depository Institutions$427.60M
Deposits Held in Domestic Offices$10.58B

Key Performance Ratios

Return on Assets (ROA)0.59%
Return on Equity (ROE)5.91%
Net Interest Margin1.83%
Efficiency Ratio59%
Tier 1 Risk-Based Capital Ratio16.531%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.994%
Earning Assets to total Assets95.42%

Income and Expense

Total Interest Income$199.80M
Total Noninterest Income$6.24M
Total Interest Expense$123.69M
Total Noninterest Expense$48.72M
Net Interest Income$76.11M
Pre-tax Net Operating Income$32.63M
Provision for Credit Losses$1.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.92M
Other borrowed funds$4.99B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$127.95M
Total Liabilities and Capital$17.44B

Securities

Securities$516.74M
Available-for-sale debt securities$516.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Third Federal Savings and Loan Association of Cleveland?
$17.44B as of the latest filing.
How much are Third Federal Savings and Loan Association of Cleveland's total deposits?
$10.58B in total deposits.
Where is Third Federal Savings and Loan Association of Cleveland located?
Cleveland, OH.
What is the Net Interest Margin?
1.83%.
How many domestic offices does it operate?
37.
When was it established?
08/04/1938.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$15.72B (latest filing).
What is the total interest income (latest filing)?
$199.80M.