Third Federal Savings and Loan Association of Cleveland
Cleveland, OH
IDRSSD: 915878
Total Assets
$17.49B
Latest filing
Total Deposits
$10.54B
Latest filing
Net Interest Margin
1.81%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Third Federal Savings and Loan Association of Cleveland
7007 Broadway Ave
Cleveland, OH 44105
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/04/1938FDIC Certificate 42846
Branches (35)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Third Federal Savings and Loan Association of Cleveland (Main) | 7007 Broadway Ave | Cleveland, OH |
| EUCLID BRANCH | 22332 Lake Shore Blvd | Euclid, OH |
| BRECKSVILLE BRANCH | 8943 Brecksville Rd | Brecksville, OH |
| OHIO CITY BRANCH | 1900 W 25th St | Cleveland, OH |
| SNOW ROAD BRANCH | 1616 Snow Rd | Parma, OH |
| RIDGE ROAD BRANCH | 5950 Ridge Rd | Parma, OH |
| WESTOWN BRANCH | 10642 Lorain Ave | Cleveland, OH |
| NORTH OLMSTED BRANCH | 26949 Lorain Rd | North Olmsted, OH |
Showing 7 of 35
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 08/04/1938 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 44105 |
| State and County Number | 39035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cleveland-Elyria, OH |
Operational Info
| Number of Employees | 955 |
| Domestic Offices | 37 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.thirdfederal.com |
| Data Updated | 01/30/2026 |
| CERT | 30012 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $17.49B |
| Total Deposits | $10.54B |
| Total Liabilities | $15.79B |
| Total Equity Capital | $1.70B |
| Net Income | $21.89M |
| Net Loans and Leases | $15.76B |
| Assets Per Employee ($Millions) | $18.1M |
| Bank Premises and Fixed Assets | $47.72M |
| Cash and Balances due from Depository Institutions | $454.87M |
| Deposits Held in Domestic Offices | $10.54B |
Key Performance Ratios
| Return on Assets (ROA) | 0.5% |
| Return on Equity (ROE) | 5.08% |
| Net Interest Margin | 1.81% |
| Efficiency Ratio | 66.16% |
| Tier 1 Risk-Based Capital Ratio | 15.825% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.734% |
| Earning Assets to total Assets | 95.14% |
Income and Expense
| Total Interest Income | $198.88M |
| Total Noninterest Income | $6.37M |
| Total Interest Expense | $123.79M |
| Total Noninterest Expense | $54.03M |
| Net Interest Income | $75.09M |
| Pre-tax Net Operating Income | $28.43M |
| Provision for Credit Losses | $-1,000,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.98M |
| Other borrowed funds | $4.96B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $150.00M |
| All Other Liabilities | $131.63M |
| Total Liabilities and Capital | $17.49B |
Securities
| Securities | $450.54M |
| Available-for-sale debt securities | $450.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Third Federal Savings and Loan Association of Cleveland?
$17.49B as of the latest filing.
How much are Third Federal Savings and Loan Association of Cleveland's total deposits?
$10.54B in total deposits.
Where is Third Federal Savings and Loan Association of Cleveland located?
Cleveland, OH.
What is the Net Interest Margin?
1.81%.
How many domestic offices does it operate?
37.
When was it established?
08/04/1938.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$15.76B (latest filing).
What is the total interest income (latest filing)?
$198.88M.