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The Richwood Banking Company

IDRSSD: 150727
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Capital

RC-R as of 2026-03-31.

Regulatory capital ratios

Tier 1 Leverage
10.38%
≥ 5% (well-capitalized floor)
CET1 Ratio
12.95%
≥ 6.5% (well-capitalized floor)
Tier 1 RBC
12.95%
≥ 8% (well-capitalized floor)
Total RBC
13.88%
≥ 10% (well-capitalized floor)

Concentration (SR 07-1 supervisory thresholds)

CRE / (Tier 1 + ALLL)
308.19%
Trigger ≥ 300% (heightened review)
ADC / (Tier 1 + ALLL)
20.97%
Trigger ≥ 100% (heightened review)

Ratio trend — last 16 quarters

Definitions

Source
FFIEC Call Report Schedule RC-R (Regulatory Capital). CBLR election is drawn from the Call Report's CBLR election item.
Components
Tier 1 capital, Common Equity Tier 1 (CET1), Total Risk-Based Capital, risk-weighted assets, and average assets for the leverage-ratio denominator.

Generated: 2026-05-14 14:29:42 UTC