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The Gifford State Bank

IDRSSD: 557438
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2025-12-31.

Headline tiles

Total Loans (net)
$139.1M
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
6.54%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
1-4 family residential$54.7M39.34%RCON5367 + RCON5368 + RCON1797
Agricultural production$29.8M21.45%RCON1590
Farmland$27.7M19.94%RCON1420
Commercial & industrial$14.3M10.25%LNCI
CRE — nonfarm nonresidential$4.7M3.40%RCONF160 + RCONF161
Construction & land development$4.3M3.13%RCONF158 + RCONF159
Other consumer loans$3.4M2.46%LNCONOTH
Lease financing receivables$1.1M0.78%RCON2165
Multifamily residential (5+)$23.0K0.02%RCON1460
Credit card$00.00%RCONB538
Other revolving credit$00.00%RCONB539
Automobile loans$00.00%RCONK137
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 19:36:29 UTC