The Gifford State Bank
IDRSSD: 557438
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.44 | -1.16% | -6.28% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 14.25M | +6.58% | +15.67% | — |
| Construction & Land Dev (LNRECONS) | 4.35M | +25.19% | +45.06% | — |
| Consumer (Other) (LNCONOTH) | 3.43M | -6.31% | -10.54% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 4.73M | -1.72% | -7.92% | — |
| Efficiency Ratio (EEFFQR) | 49.39 | -6.62% | -7.06% | — |
| Equity / Assets (EQR) | 13.73 | +5.49% | +12.26% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 1.33M | +32.54% | +17.56% | — |
| Multifamily RE (LNREMULT) | 23.0K | +0.00% | -4.17% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.13 | -118.57% | -31.58% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 5.37 | +3.87% | +12.58% | — |
| Noncurrent / Loans (NCLNLSR) | 0.46 | +154.76% | +76.44% | — |
| Return on Assets (Quarterly) (ROAQ) | 3.08 | +8.83% | +21.74% | — |
| Return on Assets (YTD) (ROA) | 2.67 | +5.96% | +23.15% | — |
| Return on Equity (Quarterly) (ROEQ) | 23.02 | +5.40% | +10.51% | — |
| Tier 1 Capital (RBCT1J) | 26.08M | +3.46% | +12.43% | — |
| Total Assets (ASSET) | 189.64M | -1.90% | +0.41% | — |
| Total Deposits (DEP) | 161.82M | -2.66% | -1.29% | — |
| Total Loans (Net) (LNLSNET) | 139.12M | +0.40% | +7.02% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 16.45M | -5.88% | -49.09% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:36:30 UTC