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The Ephrata National Bank

IDRSSD: 425911
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2025-12-31.

Headline tiles

Total Loans (net)
$1.5B
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
25.79%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
1-4 family residential$692.4M46.11%RCON5367 + RCON5368 + RCON1797
Farmland$261.9M17.45%RCON1420
CRE — nonfarm nonresidential$234.5M15.62%RCONF160 + RCONF161
Commercial & industrial$86.6M5.77%LNCI
Construction & land development$82.8M5.52%RCONF158 + RCONF159
Multifamily residential (5+)$69.9M4.65%RCON1460
Agricultural production$39.0M2.60%RCON1590
Other consumer loans$3.0M0.20%LNCONOTH
Other revolving credit$1.6M0.10%RCONB539
Automobile loans$1.1M0.07%RCONK137
Credit card$00.00%RCONB538
Lease financing receivables$00.00%RCON2165
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 19:24:35 UTC