The Ephrata National Bank
IDRSSD: 425911
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.11 | -0.83% | -1.27% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 68.04M | -24.79% | -30.05% | — |
| Commercial & Industrial (LNCI) | 86.63M | -3.27% | +4.16% | — |
| Construction & Land Dev (LNRECONS) | 82.85M | -24.94% | -18.03% | — |
| Consumer (Other) (LNCONOTH) | 3.00M | -9.18% | -17.13% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 234.54M | +7.72% | +5.29% | — |
| Efficiency Ratio (EEFFQR) | 65.70 | +3.11% | -4.99% | — |
| Equity / Assets (EQR) | 8.80 | +3.60% | +17.09% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 29.79M | +31.37% | -2.05% | — |
| Multifamily RE (LNREMULT) | 69.88M | +64.63% | +81.95% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.00 | — | -100.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.50 | +2.04% | +14.01% | — |
| Noncurrent / Loans (NCLNLSR) | 0.62 | -6.78% | -25.42% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.12 | -6.67% | +49.33% | — |
| Return on Assets (YTD) (ROA) | 1.07 | +0.94% | +33.97% | — |
| Return on Equity (Quarterly) (ROEQ) | 12.93 | -11.86% | +35.96% | — |
| Tier 1 Capital (RBCT1J) | 220.71M | +2.80% | +9.98% | — |
| Total Assets (ASSET) | 2.26B | +1.61% | +1.77% | — |
| Total Deposits (DEP) | 1.91B | +1.55% | +1.26% | — |
| Total Loans (Net) (LNLSNET) | 1.50B | +2.36% | +6.10% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 15.02 | +0.58% | +4.51% | — |
| Total Securities (SC) | 588.43M | -1.80% | -5.84% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:24:36 UTC