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Spratt Savings Bank

IDRSSD: 746979
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2025-12-31.

Headline tiles

Total Loans (net)
$46.5M
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
40.68%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
1-4 family residential$23.9M51.39%RCON5367 + RCON5368 + RCON1797
CRE — nonfarm nonresidential$10.5M22.60%RCONF160 + RCONF161
Multifamily residential (5+)$4.8M10.23%RCON1460
Construction & land development$3.7M7.86%RCONF158 + RCONF159
Commercial & industrial$3.1M6.70%LNCI
Agricultural production$430.0K0.92%RCON1590
Automobile loans$329.0K0.71%RCONK137
Other consumer loans$94.0K0.20%LNCONOTH
Other revolving credit$17.0K0.04%RCONB539
Farmland$00.00%RCON1420
Credit card$00.00%RCONB538
Lease financing receivables$00.00%RCON2165
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 22:22:46 UTC