Spratt Savings Bank
IDRSSD: 746979
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 2.39 | +1.63% | +2.38% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 2.72M | -12.84% | -14.56% | — |
| Construction & Land Dev (LNRECONS) | 3.53M | -3.56% | +25.26% | — |
| Consumer (Other) (LNCONOTH) | 157.0K | +67.02% | +106.58% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 10.50M | -0.14% | -20.03% | — |
| Efficiency Ratio (EEFFQR) | 92.61 | +3.41% | +0.75% | — |
| Equity / Assets (EQR) | 20.57 | -0.00% | -2.59% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 421.0K | -76.86% | -8.48% | — |
| Multifamily RE (LNREMULT) | 4.67M | -1.98% | -2.32% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.00 | -100.00% | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 2.99 | +2.05% | +9.93% | — |
| Noncurrent / Loans (NCLNLSR) | 0.25 | -0.02% | -14.27% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.17 | -26.09% | +0.00% | — |
| Return on Assets (YTD) (ROA) | 0.17 | -26.76% | -2.97% | — |
| Return on Equity (Quarterly) (ROEQ) | 0.81 | -28.32% | +0.00% | — |
| Tier 1 Capital (RBCT1J) | 31.12M | +0.20% | +1.11% | — |
| Total Assets (ASSET) | 150.34M | +0.01% | +3.96% | — |
| Total Deposits (DEP) | 119.05M | -0.02% | +4.69% | — |
| Total Loans (Net) (LNLSNET) | 45.73M | -1.73% | -5.59% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 83.77M | +3.86% | +11.39% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-13 09:43:14 UTC