Southern Michigan Bank And Trust
IDRSSD: 822042
Total Assets
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Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
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Profitability
Loans
RC-C portfolio composition as of 2025-12-31.
Headline tiles
- Total Loans (net)
- $1.3B Net of unearned income
- Categories reporting
- 13 / 13 Loan portfolio rows with reported balances
- CRE concentration
- 62.98% Construction + Multifamily + Nonfarm CRE / Total
Composition ranking (by $ value)
All categories
| CRE — nonfarm nonresidential | $611.6M | 48.61% |
| 1-4 family residential | $204.9M | 16.29% |
| Commercial & industrial | $182.0M | 14.47% |
| Multifamily residential (5+) | $138.5M | 11.01% |
| Farmland | $56.2M | 4.47% |
| Construction & land development | $42.3M | 3.36% |
| Agricultural production | $27.7M | 2.20% |
| Other consumer loans | $3.0M | 0.24% |
| Automobile loans | $2.2M | 0.17% |
| Other revolving credit | $479.0K | 0.04% |
| Credit card | $0 | 0.00% |
| Lease financing receivables | $0 | 0.00% |
| Loans to depository institutions | $0 | 0.00% |
Definitions + sources
- Source
- FFIEC RC-C via
CallReport_FfiecDetail. - Total loans
- Net of unearned income.
- Drill-down
- Click any category to see 40-quarter $ and %-of-total history.
Generated: 2026-04-27 00:52:28 UTC