Servbank, National Association

Oswego, IL
IDRSSD: 2140348
Total Assets
$995.06M
Latest filing
Total Deposits
$637.65M
Latest filing
Net Interest Margin
5.26%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

071993214OSWEGO, IL

Key People

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Locations

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Main Office
Servbank, National Association
3201 Orchard Rd
Oswego, IL 60543
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1994FDIC Certificate 119525

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Servbank, National Association (Main)3201 Orchard RdOswego, IL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/03/1994
Community BankYes
Ownership TypeNot Mutual
ZIP60543
State and County Number17093
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees449
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/07/2025
Date of Deposit Insurance09/01/2001
Primary Insurance AgencyDIF
Websitewww.servbank.com
Data Updated01/30/2026
CERT55130
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$995.06M
Total Deposits$637.65M
Total Liabilities$818.94M
Total Equity Capital$176.12M
Net Income$7.12M
Net Loans and Leases$535.89M
Assets Per Employee ($Millions)$2.27M
Bank Premises and Fixed Assets$17.65M
Cash and Balances due from Depository Institutions$342.13M
Deposits Held in Domestic Offices$637.65M

Key Performance Ratios

Return on Assets (ROA)2.75%
Return on Equity (ROE)14.92%
Net Interest Margin5.26%
Efficiency Ratio72.09%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.699%
Earning Assets to total Assets88.95%

Income and Expense

Total Interest Income$13.76M
Total Noninterest Income$21.99M
Total Interest Expense$1.70M
Total Noninterest Expense$24.59M
Net Interest Income$12.07M
Pre-tax Net Operating Income$9.03M
Provision for Credit Losses$439.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$99.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$181.29M
Total Liabilities and Capital$995.06M

Securities

Securities$80.22M
Available-for-sale debt securities$80.22M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Servbank, National Association?
$995.06M as of the latest filing.
How much are Servbank, National Association's total deposits?
$637.65M in total deposits.
Where is Servbank, National Association located?
Oswego, IL.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
1.
When was it established?
01/03/1994.
What is the Return on Assets (ROA)?
2.75%.
How much are total loans and leases?
$535.89M (latest filing).
What is the total interest income (latest filing)?
$13.76M.