Skip to main content

RSSD 2140348

IDRSSD: 2140348
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Yields

RI + RC-K as of 2025-12-31. Ratios are YTD, not annualized.

Headline ratios

Net Interest Margin
5.67%
≥ 3% healthy, < 2% weak
Yield on Earning Assets
10.97%
Interest inc. / avg earning assets
Cost of Funds
0.74%
≤ 2% ok, > 3% elevated
Efficiency Ratio
84.49%
≤ 65% ok, > 75% elevated

Current quarter — income & expense dollars

Net Interest Income
$7.1M
Latest period
Non-Interest Income
$22.0M
Latest period
Non-Interest Expense
$24.6M
Latest period

Net interest margin — last 40 quarters

Interest income vs. interest expense — last 40 quarters

Definitions + sources

Source
FFIEC Schedules RI (income statement) and RC-K (quarterly averages) via CallReport_Financials.
MDRM codes
RIAD4107 (interest income), RIAD4073 (interest expense), RIAD4340 (NII), RCON3360 (avg earning assets), RCON3381 (avg total assets), RCON3365 (avg loans), RCON3517 (avg interest-bearing deposits).
NIM
Net interest income / Avg earning assets.
Efficiency
Non-interest expense / (Net interest income + Non-interest income). Ratios shown are YTD as reported — not annualized.

Generated: 2026-04-27 03:12:47 UTC