Rayne Building and Loan Association
Rayne, LA
IDRSSD: 518176
Total Assets
$52.20M
Latest filing
Total Deposits
$37.00M
Latest filing
Net Interest Margin
2.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Rayne Building and Loan Association
200 N Adams Ave
Rayne, LA 70578
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 43281
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Rayne Building and Loan Association (Main) | 200 N Adams Ave | Rayne, LA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 70578 |
| State and County Number | 22001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.raynebuildingloan.com |
| Data Updated | 11/14/2025 |
| CERT | 30447 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $52.20M |
| Total Deposits | $37.00M |
| Total Liabilities | $37.53M |
| Total Equity Capital | $14.67M |
| Net Income | $126.00k |
| Net Loans and Leases | $26.57M |
| Assets Per Employee ($Millions) | $5.22M |
| Bank Premises and Fixed Assets | $469.00k |
| Cash and Balances due from Depository Institutions | $6.22M |
| Deposits Held in Domestic Offices | $37.00M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 3.47% |
| Net Interest Margin | 2.71% |
| Efficiency Ratio | 110.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 28.096% |
| Earning Assets to total Assets | 86.16% |
Income and Expense
| Total Interest Income | $570.00k |
| Total Noninterest Income | $75.00k |
| Total Interest Expense | $264.00k |
| Total Noninterest Expense | $422.00k |
| Net Interest Income | $306.00k |
| Pre-tax Net Operating Income | $-34,000 |
| Provision for Credit Losses | $-7,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $510.00k |
| Total Liabilities and Capital | $52.20M |
Securities
| Securities | $12.30M |
| Available-for-sale debt securities | $11.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Rayne Building and Loan Association?
$52.20M as of the latest filing.
How much are Rayne Building and Loan Association's total deposits?
$37.00M in total deposits.
Where is Rayne Building and Loan Association located?
Rayne, LA.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$26.57M (latest filing).
What is the total interest income (latest filing)?
$570.00k.