Putnam County Bank
Hurricane, WV
IDRSSD: 417626
Total Assets
$650.58M
Latest filing
Total Deposits
$564.98M
Latest filing
Net Interest Margin
3.23%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Putnam County Bank
2761 Main St
Hurricane, WV 25526
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/11/1901FDIC Certificate 9595
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Putnam County Bank (Main) | 2761 Main St | Hurricane, WV |
| HURRICANE CREEK BRANCH | 101 Hurricane Creek Rd | Hurricane, WV |
| VALLY BRANCH | 3945 Teays Valley Rd | Hurricane, WV |
| HURRICANE LOAN OFFICE BRANCH | 300 Hurricane Creek Rd | Hurricane, WV |
| MILTON BRANCH | 15635 Us Route 60 | Milton, WV |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Bank of West Virginia, Inc.
Elkins, West Virginia
→
Assets: $685.60MΔ +1.7%
The Poca Valley Bank, Inc.
Walton, West Virginia
→
Assets: $637.79MΔ -5.3%
CNB Bank, Inc.
Berkeley Springs, West Virginia
→
Assets: $781.94MΔ +16.0%
Huntington Federal Savings Bank
Huntington, West Virginia
→
Assets: $556.69MΔ -17.4%
Jefferson Security Bank
Shepherdstown, West Virginia
→
Assets: $554.66MΔ -17.7%
Pendleton Community Bank, Inc.
Franklin, West Virginia
→
Assets: $805.58MΔ +19.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/11/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 25526 |
| State and County Number | 54079 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Huntington-Ashland, WV-KY-OH |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 07/01/1935 |
| Primary Insurance Agency | DIF |
| Website | www.pcbwv.bank |
| Data Updated | 01/30/2026 |
| CERT | 15243 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $650.58M |
| Total Deposits | $564.98M |
| Total Liabilities | $569.42M |
| Total Equity Capital | $81.16M |
| Net Income | $1.38M |
| Net Loans and Leases | $449.14M |
| Assets Per Employee ($Millions) | $8.67M |
| Bank Premises and Fixed Assets | $8.05M |
| Cash and Balances due from Depository Institutions | $27.48M |
| Deposits Held in Domestic Offices | $564.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 6.86% |
| Net Interest Margin | 3.23% |
| Efficiency Ratio | 69.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.474% |
| Earning Assets to total Assets | 97.13% |
Income and Expense
| Total Interest Income | $8.05M |
| Total Noninterest Income | $142.00k |
| Total Interest Expense | $2.85M |
| Total Noninterest Expense | $3.73M |
| Net Interest Income | $5.20M |
| Pre-tax Net Operating Income | $1.63M |
| Provision for Credit Losses | $-22,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $138.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.86M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.45M |
| Total Liabilities and Capital | $650.58M |
Securities
| Securities | $155.93M |
| Available-for-sale debt securities | $120.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $34.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Putnam County Bank?
$650.58M as of the latest filing.
How much are Putnam County Bank's total deposits?
$564.98M in total deposits.
Where is Putnam County Bank located?
Hurricane, WV.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
5.
When was it established?
10/11/1901.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$449.14M (latest filing).
What is the total interest income (latest filing)?
$8.05M.