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Premier Bank

Youngstown, OH
IDRSSD: 981275
Total Assets
$8.56B
Latest filing
Total Deposits
$6.89B
Latest filing
Net Interest Margin
2.79%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1920
Community BankNo
Ownership TypeNot Mutual
ZIP44503
State and County Number39099
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameYoungstown-Warren-Boardman, OH-PA

Operational Info

Number of Employees930
Domestic Offices74
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/28/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT29845
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.56B
Total Deposits$6.89B
Total Liabilities$7.52B
Total Equity Capital$1.03B
Net Income$21.27M
Net Loans and Leases$6.51B
Assets Per Employee ($Millions)$9.2M
Bank Premises and Fixed Assets$74.76M
Cash and Balances due from Depository Institutions$118.35M
Deposits Held in Domestic Offices$6.89B

Key Performance Ratios

Return on Assets (ROA)0.99%
Return on Equity (ROE)8.2%
Net Interest Margin2.79%
Efficiency Ratio58.23%
Tier 1 Risk-Based Capital Ratio13.145%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.087%
Earning Assets to total Assets90.21%

Income and Expense

Total Interest Income$98.30M
Total Noninterest Income$11.65M
Total Interest Expense$43.96M
Total Noninterest Expense$39.28M
Net Interest Income$54.33M
Pre-tax Net Operating Income$26.66M
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$593.00k
Other borrowed funds$507.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$117.55M
Total Liabilities and Capital$8.56B

Securities

Securities$1.16B
Available-for-sale debt securities$1.16B
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$2.58M
Trading Liabilities$2.58M

Frequently Asked Questions

What are the total assets of Premier Bank?
$8.56B as of the latest filing.
How much are Premier Bank's total deposits?
$6.89B in total deposits.
Where is Premier Bank located?
Youngstown, OH.
What is the Net Interest Margin?
2.79%.
How many domestic offices does it operate?
74.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$6.51B (latest filing).
What is the total interest income (latest filing)?
$98.30M.