The Peoples State Bank of Newton, Illinois
Newton, IL
IDRSSD: 326344
Total Assets
$719.68M
Latest filing
Total Deposits
$563.10M
Latest filing
Net Interest Margin
3.71%
Profitability
Key People
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Locations
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Main Office
The Peoples State Bank of Newton, Illinois
104 W Washington St
Newton, IL 62448
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1875FDIC Certificate 7496
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Peoples State Bank of Newton, Illinois (Main) | 104 W Washington St | Newton, IL |
| ST. FRANCISVILLE BRANCH | 620 Main St | St. Francisville, IL |
| NEWTON DRIVE-IN FACILITY BRANCH | 204 S Van Buren St | Newton, IL |
| BRIDGEPORT BRANCH | 201 N Main St | Bridgeport, IL |
| SALEM BRANCH | 1310 W Main St | Salem, IL |
| SUMNER BRANCH | 2388 State Route 250 | Sumner, IL |
| LAWENCEVILLE BRANCH | 1805 State St | Lawrenceville, IL |
| GREENVILLE BRANCH | 200 W Main St | Greenville, IL |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1875 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62448 |
| State and County Number | 17079 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.psbnewton.com |
| Data Updated | 01/30/2026 |
| CERT | 11722 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $719.68M |
| Total Deposits | $563.10M |
| Total Liabilities | $650.69M |
| Total Equity Capital | $69.00M |
| Net Income | $1.87M |
| Net Loans and Leases | $504.15M |
| Assets Per Employee ($Millions) | $7.58M |
| Bank Premises and Fixed Assets | $6.54M |
| Cash and Balances due from Depository Institutions | $17.80M |
| Deposits Held in Domestic Offices | $563.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 11.01% |
| Net Interest Margin | 3.71% |
| Efficiency Ratio | 50.65% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.587% |
| Earning Assets to total Assets | 94.18% |
Income and Expense
| Total Interest Income | $9.39M |
| Total Noninterest Income | $845.00k |
| Total Interest Expense | $3.17M |
| Total Noninterest Expense | $3.60M |
| Net Interest Income | $6.21M |
| Pre-tax Net Operating Income | $3.01M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $24.00k |
| Other borrowed funds | $60.86M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $22.69M |
| All Other Liabilities | $4.04M |
| Total Liabilities and Capital | $719.68M |
Securities
| Securities | $162.38M |
| Available-for-sale debt securities | $151.98M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.40M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples State Bank of Newton, Illinois?
$719.68M as of the latest filing.
How much are The Peoples State Bank of Newton, Illinois's total deposits?
$563.10M in total deposits.
Where is The Peoples State Bank of Newton, Illinois located?
Newton, IL.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1875.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$504.15M (latest filing).
What is the total interest income (latest filing)?
$9.39M.