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Peapack Private Bank And Trust

IDRSSD: 236706
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 236706 held $7.7B in total assets as of 2026-03-31 (+2.3% quarter-over-quarter). Total loans stood at $6.4B (+3.0% QoQ) and total deposits at $6.8B (+3.5% QoQ).

Overall position is weak — the composite Health Score is 26/100 (Weak). Tier 1 / RWA stands at 10.77%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the below median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
26/100
Weak
Active Alerts
0
No anomalies
Total Assets
$7.7B
+2.3% QoQ
Total Loans
$6.4B
+3.0% QoQ
Total Deposits
$6.8B
+3.5% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
10.77%
4th pctile · n=175↑ better
-75 bp QoQ
CET1 / RWA
10.77%
17th pctile · n=192↑ better
-75 bp QoQ
Total RBC / RWA
11.83%
6th pctile · n=175↑ better
-81 bp QoQ
Tier 1 Leverage Ratio
10.77%
13th pctile · n=192↑ better
-75 bp QoQ

Liquidity

Cash / Assets
3.30%
33th pctile · n=192↑ better
+80 bp QoQ
Loans / Deposits
93.28%
72th pctile · n=190↓ better
-40 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.92%
71th pctile · n=192↓ better
-17 bp QoQ
NPA / Assets
0.77%
73th pctile · n=192↓ better
-14 bp QoQ
Texas Ratio (regulatory)
7.87%
78th pctile · n=192↓ better
-59 bp QoQ
Net Charge-Offs / Avg Loans
0.71%
89th pctile · n=192↓ better
+37 bp QoQ
ALLL Coverage of NPL
112.99%
34th pctile · n=192↑ better
+889 bp QoQ

Earnings

Net Interest Margin
3.33%
32th pctile · n=192↑ better
+14 bp QoQ
Return on Assets
0.85%
17th pctile · n=192↑ better
+14 bp QoQ
Return on Equity
9.10%
23th pctile · n=192↑ better
+183 bp QoQ
Efficiency Ratio
64.31%
76th pctile · n=192↓ better
-295 bp QoQ
Pre-tax NOI / Avg Assets
1.18%
20th pctile · n=192↑ better
+20 bp QoQ

Funding

Brokered / Deposits
12.55%
83th pctile · n=190↓ better
+58 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.93%
39th pctile · n=192↓ better
-17 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
10.44%
27th pctile · n=192↑ better
-131 bp QoQ
AFS Securities / Assets
9.23%
33th pctile · n=192↑ better
-106 bp QoQ
HTM Securities / Assets
1.03%
60th pctile · n=192↑ better
-24 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 09:00:23 UTC