The Pauls Valley National Bank
Pauls Valley, OK
IDRSSD: 454658
Total Assets
$340.77M
Latest filing
Total Deposits
$313.61M
Latest filing
Net Interest Margin
4.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Pauls Valley National Bank
101 W Paul Ave
Pauls Valley, OK 73075
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 2731
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pauls Valley National Bank (Main) | 101 W Paul Ave | Pauls Valley, OK |
| MOTOR BANK BRANCH | 217 W Paul Ave | Pauls Valley, OK |
| THE FIRST NATIONAL BANK OF DAVIS BRANCH | 227 E Main St | Davis, OK |
| WWW.PVNATIONAL.COM | 101 W Paul Ave | Pauls Valley, OK |
| PAULS VALLEY BRANCH | 101 N Indian Meridian Rd | Pauls Valley, OK |
| THE ELMORE CITY BRANCH | 101 S Main St | Elmore City, OK |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73075 |
| State and County Number | 40049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pvnb.com/www.pvnational.com |
| Data Updated | 11/14/2025 |
| CERT | 4173 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $340.77M |
| Total Deposits | $313.61M |
| Total Liabilities | $320.20M |
| Total Equity Capital | $20.56M |
| Net Income | $1.48M |
| Net Loans and Leases | $209.26M |
| Assets Per Employee ($Millions) | $6.09M |
| Bank Premises and Fixed Assets | $4.09M |
| Cash and Balances due from Depository Institutions | $9.01M |
| Deposits Held in Domestic Offices | $313.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 30.39% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 58.22% |
| Tier 1 Risk-Based Capital Ratio | 11.443% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.034% |
| Earning Assets to total Assets | 92.91% |
Income and Expense
| Total Interest Income | $4.82M |
| Total Noninterest Income | $465.00k |
| Total Interest Expense | $1.61M |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $3.21M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.80M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.59M |
| Total Liabilities and Capital | $340.77M |
Securities
| Securities | $92.83M |
| Available-for-sale debt securities | $92.83M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pauls Valley National Bank?
$340.77M as of the latest filing.
How much are The Pauls Valley National Bank's total deposits?
$313.61M in total deposits.
Where is The Pauls Valley National Bank located?
Pauls Valley, OK.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$209.26M (latest filing).
What is the total interest income (latest filing)?
$4.82M.