The Pauls Valley National Bank
Pauls Valley, OK
IDRSSD: 454658
Total Assets
$348.57M
Latest filing
Total Deposits
$320.96M
Latest filing
Net Interest Margin
3.98%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103101987PAULS VALLEY, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Pauls Valley National Bank
101 W Paul Ave
Pauls Valley, OK 73075
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 2731
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pauls Valley National Bank (Main) | 101 W Paul Ave | Pauls Valley, OK |
| MOTOR BANK BRANCH | 217 W Paul Ave | Pauls Valley, OK |
| THE FIRST NATIONAL BANK OF DAVIS BRANCH | 227 E Main St | Davis, OK |
| WWW.PVNATIONAL.COM | 101 W Paul Ave | Pauls Valley, OK |
| PAULS VALLEY BRANCH | 101 N Indian Meridian Rd | Pauls Valley, OK |
| THE ELMORE CITY BRANCH | 101 S Main St | Elmore City, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73075 |
| State and County Number | 40049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pvnb.com/www.pvnational.com |
| Data Updated | 01/30/2026 |
| CERT | 4173 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $348.57M |
| Total Deposits | $320.96M |
| Total Liabilities | $326.67M |
| Total Equity Capital | $21.90M |
| Net Income | $972.00k |
| Net Loans and Leases | $205.23M |
| Assets Per Employee ($Millions) | $6.22M |
| Bank Premises and Fixed Assets | $4.23M |
| Cash and Balances due from Depository Institutions | $13.59M |
| Deposits Held in Domestic Offices | $320.96M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 18.31% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 64.91% |
| Tier 1 Risk-Based Capital Ratio | 11.904% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.283% |
| Earning Assets to total Assets | 92.14% |
Income and Expense
| Total Interest Income | $4.73M |
| Total Noninterest Income | $354.00k |
| Total Interest Expense | $1.56M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $3.17M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.71M |
| Total Liabilities and Capital | $348.57M |
Securities
| Securities | $94.86M |
| Available-for-sale debt securities | $94.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pauls Valley National Bank?
$348.57M as of the latest filing.
How much are The Pauls Valley National Bank's total deposits?
$320.96M in total deposits.
Where is The Pauls Valley National Bank located?
Pauls Valley, OK.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$205.23M (latest filing).
What is the total interest income (latest filing)?
$4.73M.