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Northwest Bank

IDRSSD: 1002878
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 1002878 held $16.9B in total assets as of 2026-03-31 (+0.8% quarter-over-quarter). Total loans stood at $12.9B (+0.3% QoQ) and total deposits at $14.4B (+1.9% QoQ).

Overall position is adequate — the composite Health Score is 47/100 (Adequate). Tier 1 / RWA stands at 12.94%, in the below median of peers. Asset quality (NPL ratio) sits in the above median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
47/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$16.9B
+0.8% QoQ
Total Loans
$12.9B
+0.3% QoQ
Total Deposits
$14.4B
+1.9% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
12.94%
44th pctile · n=96↑ better
+19 bp QoQ
CET1 / RWA
12.94%
52th pctile · n=98↑ better
+19 bp QoQ
Total RBC / RWA
14.19%
45th pctile · n=96↑ better
+19 bp QoQ
Tier 1 Leverage Ratio
12.94%
45th pctile · n=98↑ better
+19 bp QoQ

Liquidity

Cash / Assets
1.83%
14th pctile · n=98↑ better
+30 bp QoQ
Loans / Deposits
89.53%
64th pctile · n=98↓ better
-141 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.70%
50th pctile · n=98↓ better
-13 bp QoQ
NPA / Assets
0.54%
52th pctile · n=98↓ better
-10 bp QoQ
Texas Ratio (regulatory)
5.22%
60th pctile · n=98↓ better
-102 bp QoQ
Net Charge-Offs / Avg Loans
0.16%
57th pctile · n=98↓ better
-24 bp QoQ
ALLL Coverage of NPL
164.01%
49th pctile · n=98↑ better
+2483 bp QoQ

Earnings

Net Interest Margin
3.86%
64th pctile · n=98↑ better
-5 bp QoQ
Return on Assets
1.30%
52th pctile · n=98↑ better
+10 bp QoQ
Return on Equity
11.11%
51th pctile · n=98↑ better
+83 bp QoQ
Efficiency Ratio
56.17%
55th pctile · n=98↓ better
-392 bp QoQ
Pre-tax NOI / Avg Assets
1.71%
54th pctile · n=98↑ better
+18 bp QoQ

Funding

Brokered / Deposits
2.17%
42th pctile · n=98↓ better
+75 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
2.34%
53th pctile · n=98↓ better
-61 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
14.15%
38th pctile · n=98↑ better
+62 bp QoQ
AFS Securities / Assets
10.33%
41th pctile · n=98↑ better
+87 bp QoQ
HTM Securities / Assets
3.82%
62th pctile · n=98↑ better
-25 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 06:16:53 UTC