The Dart Bank
Mason, MI
IDRSSD: 47247
Total Assets
$1.38B
Latest filing
Total Deposits
$1.17B
Latest filing
Net Interest Margin
4.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Dart Bank
368 S Park St
Mason, MI 48854
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1925FDIC Certificate 3359
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Dart Bank (Main) | 368 S Park St | Mason, MI |
| DELHI BRANCH | 2469 Cedar Street | Delhi Township, MI |
| GRAND LEDGE BRANCH | 1020 Charlevoix Dr | Grand Ledge, MI |
| FRANDOR BRANCH | 500 N Homer St | Lansing, MI |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First State Bank
Eastpointe, Michigan
→
Assets: $1.29BΔ -5.7%
County National Bank
Hillsdale, Michigan
→
Assets: $1.28BΔ -6.8%
Southern Michigan Bank & Trust
Coldwater, Michigan
→
Assets: $1.57BΔ +14.7%
University Bank
Ann Arbor, Michigan
→
Assets: $1.10BΔ -19.4%
West Michigan Community Bank
Hudsonville, Michigan
→
Assets: $1.07BΔ -22.0%
Northstar Bank
Bad Axe, Michigan
→
Assets: $1.04BΔ -23.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 48854 |
| State and County Number | 26065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lansing-East Lansing, MI |
Operational Info
| Number of Employees | 344 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.dart.bank |
| Data Updated | 11/14/2025 |
| CERT | 5033 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.38B |
| Total Deposits | $1.17B |
| Total Liabilities | $1.26B |
| Total Equity Capital | $114.00M |
| Net Income | $3.35M |
| Net Loans and Leases | $1.15B |
| Assets Per Employee ($Millions) | $3.78M |
| Bank Premises and Fixed Assets | $13.84M |
| Cash and Balances due from Depository Institutions | $100.12M |
| Deposits Held in Domestic Offices | $1.17B |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 12.03% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 82.85% |
| Tier 1 Risk-Based Capital Ratio | 11.005% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.288% |
| Earning Assets to total Assets | 90.5% |
Income and Expense
| Total Interest Income | $19.82M |
| Total Noninterest Income | $9.75M |
| Total Interest Expense | $5.13M |
| Total Noninterest Expense | $20.25M |
| Net Interest Income | $14.69M |
| Pre-tax Net Operating Income | $4.19M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $78.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.93M |
| Total Liabilities and Capital | $1.38B |
Securities
| Securities | $28.94M |
| Available-for-sale debt securities | $28.11M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $832.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $388.00k |
| Trading Liabilities | $438.00k |
Frequently Asked Questions
What are the total assets of The Dart Bank?
$1.38B as of the latest filing.
How much are The Dart Bank's total deposits?
$1.17B in total deposits.
Where is The Dart Bank located?
Mason, MI.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
4.
When was it established?
05/01/1925.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$1.15B (latest filing).
What is the total interest income (latest filing)?
$19.82M.