The Dart Bank

Mason, MI
IDRSSD: 47247
Total Assets
$1.43B
Latest filing
Total Deposits
$1.23B
Latest filing
Net Interest Margin
4.43%
Profitability

Key People

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Locations

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Main Office
The Dart Bank
368 S Park St
Mason, MI 48854
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1925FDIC Certificate 3359

Branches (3)

Page 1 of 1
NameAddressCity / State
The Dart Bank (Main)368 S Park StMason, MI
DELHI BRANCH2469 Cedar StreetDelhi Township, MI
GRAND LEDGE BRANCH1020 Charlevoix DrGrand Ledge, MI
FRANDOR BRANCH500 N Homer StLansing, MI
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/01/1925
Community BankYes
Ownership TypeNot Mutual
ZIP48854
State and County Number26065
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLansing-East Lansing, MI

Operational Info

Number of Employees364
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.dart.bank
Data Updated01/30/2026
CERT5033
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.43B
Total Deposits$1.23B
Total Liabilities$1.32B
Total Equity Capital$115.71M
Net Income$3.62M
Net Loans and Leases$1.17B
Assets Per Employee ($Millions)$3.51M
Bank Premises and Fixed Assets$13.65M
Cash and Balances due from Depository Institutions$132.37M
Deposits Held in Domestic Offices$1.23B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)12.61%
Net Interest Margin4.43%
Efficiency Ratio85.52%
Tier 1 Risk-Based Capital Ratio11.051%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.076%
Earning Assets to total Assets90.79%

Income and Expense

Total Interest Income$19.26M
Total Noninterest Income$10.85M
Total Interest Expense$5.17M
Total Noninterest Expense$21.33M
Net Interest Income$14.09M
Pre-tax Net Operating Income$3.61M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$542.00k
Other borrowed funds$73.00M
Federal Funds Sold & Reverse Repurchase Agreement$3.57M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$13.22M
Total Liabilities and Capital$1.43B

Securities

Securities$27.96M
Available-for-sale debt securities$27.13M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$832.00k
Subordinated Debt$0
Trading Account Assets$393.00k
Trading Liabilities$437.00k

Frequently Asked Questions

What are the total assets of The Dart Bank?
$1.43B as of the latest filing.
How much are The Dart Bank's total deposits?
$1.23B in total deposits.
Where is The Dart Bank located?
Mason, MI.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
4.
When was it established?
05/01/1925.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$1.17B (latest filing).
What is the total interest income (latest filing)?
$19.26M.