Isabella Bank
Mount Pleasant, MI
IDRSSD: 74140
Total Assets
$2.16B
Latest filing
Total Deposits
$1.85B
Latest filing
Net Interest Margin
3.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Isabella Bank
139 E Broadway St
Mount Pleasant, MI 48858
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1903FDIC Certificate 664
Branches (31)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Isabella Bank (Main) | 139 E Broadway St | Mount Pleasant, MI |
| WEIDMAN BRANCH | 3388 N Woodruff Rd | Weidman, MI |
| 8529 100TH AVENUE BRANCH | 8529 100th Ave | Stanwood, MI |
| DRIVE-IN BRANCH | 200 S University Ave | Mount Pleasant, MI |
| WEST HIGH STREET BRANCH | 1402 W High St | Mount Pleasant, MI |
| SOUTH MISSION STREET BRANCH | 2127 S Mission St | Mount Pleasant, MI |
| PICKARD STREET BRANCH | 1416 E Pickard St | Mount Pleasant, MI |
| BEAL CITY BRANCH | 1876 N Winn Rd | Weidman, MI |
Showing 7 of 31
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 48858 |
| State and County Number | 26073 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Mount Pleasant, MI |
Operational Info
| Number of Employees | 356 |
| Domestic Offices | 31 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.isabellabank.com |
| Data Updated | 01/30/2026 |
| CERT | 1005 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.16B |
| Total Deposits | $1.85B |
| Total Liabilities | $1.98B |
| Total Equity Capital | $178.73M |
| Net Income | $5.29M |
| Net Loans and Leases | $1.52B |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $28.74M |
| Cash and Balances due from Depository Institutions | $25.84M |
| Deposits Held in Domestic Offices | $1.85B |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 11.75% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 62.56% |
| Tier 1 Risk-Based Capital Ratio | 11.2% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.27% |
| Earning Assets to total Assets | 93.65% |
Income and Expense
| Total Interest Income | $25.31M |
| Total Noninterest Income | $4.67M |
| Total Interest Expense | $8.37M |
| Total Noninterest Expense | $13.52M |
| Net Interest Income | $16.94M |
| Pre-tax Net Operating Income | $7.66M |
| Provision for Credit Losses | $434.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $343.00k |
| Other borrowed funds | $45.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $68.00M |
| All Other Liabilities | $18.83M |
| Total Liabilities and Capital | $2.16B |
Securities
| Securities | $497.79M |
| Available-for-sale debt securities | $497.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Isabella Bank?
$2.16B as of the latest filing.
How much are Isabella Bank's total deposits?
$1.85B in total deposits.
Where is Isabella Bank located?
Mount Pleasant, MI.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
31.
When was it established?
07/01/1903.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$1.52B (latest filing).
What is the total interest income (latest filing)?
$25.31M.