North Valley Bank
IDRSSD: 350750
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Yields
RI + RC-K as of 2026-03-31. Ratios are YTD, not annualized.
Headline ratios
- Net Interest Margin
- 5.42% ≥ 3% healthy, < 2% weak
- Yield on Earning Assets
- 7.40% Interest inc. / avg earning assets
- Cost of Funds
- 1.98% ≤ 2% ok, > 3% elevated
- Efficiency Ratio
- 46.53% ≤ 65% ok, > 75% elevated
Current quarter — income & expense dollars
- Net Interest Income
- $3.4M Latest period
- Non-Interest Income
- $101.0K Latest period
- Non-Interest Expense
- $1.6M Latest period
Net interest margin — last 40 quarters
No time-series data available for this bank
Interest income vs. interest expense — last 40 quarters
Definitions + sources
- Source
- FFIEC Call Report Schedules RI (income statement) and RC-K (quarterly averages). Inputs include interest income, interest expense, net interest income, average earning assets, average total assets, average loans, and average interest-bearing deposits.
- NIM
- Net interest income / Avg earning assets.
- Efficiency
- Non-interest expense / (Net interest income + Non-interest income). Ratios shown are YTD as reported — not annualized.
Generated: 2026-05-12 21:11:30 UTC