Visbanking Logo
Skip to main content

Newtown Savings Bank

IDRSSD: 507509
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 507509 held $1.9B in total assets as of 2026-03-31 (+2.9% quarter-over-quarter). Total loans stood at $1.5B (+0.5% QoQ) and total deposits at $1.6B (+3.1% QoQ).

Overall position is adequate — the composite Health Score is 42/100 (Adequate). Tier 1 / RWA stands at 15.00%, in the above median of peers. Asset quality (NPL ratio) sits in the above median of peers.

2 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
42/100
Adequate
Active Alerts
2
1 critical, 1 warning
Total Assets
$1.9B
+2.9% QoQ
Total Loans
$1.5B
+0.5% QoQ
Total Deposits
$1.6B
+3.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
15.00%
65th pctile · n=366↑ better
+71 bp QoQ
CET1 / RWA
15.00%
76th pctile · n=500↑ better
+71 bp QoQ
Total RBC / RWA
16.26%
67th pctile · n=366↑ better
+71 bp QoQ
Tier 1 Leverage Ratio
15.00%
75th pctile · n=500↑ better
+71 bp QoQ

Liquidity

Cash / Assets
0.00%
1th pctile · n=500↑ better
-532 bp QoQ
Loans / Deposits
90.23%
62th pctile · n=497↓ better
-240 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.47%
48th pctile · n=500↓ better
-4 bp QoQ
NPA / Assets
0.37%
47th pctile · n=500↓ better
-4 bp QoQ
Texas Ratio (regulatory)
3.66%
53th pctile · n=500↓ better
-40 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
58th pctile · n=500↓ better
-10 bp QoQ
ALLL Coverage of NPL
260.40%
58th pctile · n=500↑ better
+2319 bp QoQ

Earnings

Net Interest Margin
3.26%
24th pctile · n=500↑ better
-6 bp QoQ
Return on Assets
0.73%
20th pctile · n=500↑ better
-27 bp QoQ
Return on Equity
8.51%
28th pctile · n=500↑ better
-337 bp QoQ
Efficiency Ratio
73.60%
80th pctile · n=500↓ better
+945 bp QoQ
Pre-tax NOI / Avg Assets
0.91%
20th pctile · n=500↑ better
-33 bp QoQ

Funding

Brokered / Deposits
5.06%
65th pctile · n=497↓ better
+118 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
5.44%
75th pctile · n=500↓ better
+8 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
11.11%
36th pctile · n=500↑ better
-43 bp QoQ
AFS Securities / Assets
10.39%
40th pctile · n=500↑ better
-40 bp QoQ
HTM Securities / Assets
0.38%
69th pctile · n=500↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 20:11:35 UTC