The National Capital Bank of Washington
Washington, DC
IDRSSD: 791821
Total Assets
$763.26M
Latest filing
Total Deposits
$681.03M
Latest filing
Net Interest Margin
3.71%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The National Capital Bank of Washington
316 Pennsylvania Ave Se
Washington, DC 20003
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/30/1889FDIC Certificate 1380
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The National Capital Bank of Washington (Main) | 316 Pennsylvania Ave Se | Washington, DC |
| FRIENDSHIP HEIGHTS BRANCH | 5228 44th St Nw | Washington, DC |
| COURTHOUSE BRANCH | 2505 Wilson Blvd | Arlington, VA |
| FOX HILL BRANCH | 8300 Burdette Rd | Bethesda, MD |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/30/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 20003 |
| State and County Number | 11001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nationalcapitalbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 2093 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $763.26M |
| Total Deposits | $681.03M |
| Total Liabilities | $685.00M |
| Total Equity Capital | $78.25M |
| Net Income | $1.80M |
| Net Loans and Leases | $535.30M |
| Assets Per Employee ($Millions) | $11.39M |
| Bank Premises and Fixed Assets | $6.42M |
| Cash and Balances due from Depository Institutions | $81.00M |
| Deposits Held in Domestic Offices | $681.03M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 9.31% |
| Net Interest Margin | 3.71% |
| Efficiency Ratio | 54.81% |
| Tier 1 Risk-Based Capital Ratio | 15.699% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.55% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.253% |
| Earning Assets to total Assets | 95.59% |
Income and Expense
| Total Interest Income | $9.07M |
| Total Noninterest Income | $912.00k |
| Total Interest Expense | $2.47M |
| Total Noninterest Expense | $4.12M |
| Net Interest Income | $6.60M |
| Pre-tax Net Operating Income | $2.37M |
| Provision for Credit Losses | $1.02M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.97M |
| Total Liabilities and Capital | $763.26M |
Securities
| Securities | $115.24M |
| Available-for-sale debt securities | $57.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $57.94M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Capital Bank of Washington?
$763.26M as of the latest filing.
How much are The National Capital Bank of Washington's total deposits?
$681.03M in total deposits.
Where is The National Capital Bank of Washington located?
Washington, DC.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
4.
When was it established?
08/30/1889.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$535.30M (latest filing).
What is the total interest income (latest filing)?
$9.07M.