Mt. McKinley Bank

Fairbanks, AK
IDRSSD: 542667
Total Assets
$639.50M
Latest filing
Total Deposits
$532.17M
Latest filing
Net Interest Margin
3.83%
Profitability

Locations

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Main Office
Mt. McKinley Bank
500 4th Ave
Fairbanks, AK 99701
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/03/1965FDIC Certificate 13325

Branches (4)

Page 1 of 1
NameAddressCity / State
Mt. McKinley Bank (Main)500 4th AveFairbanks, AK
UNIVERSITY AVENUE BRANCH1380 University Ave SFairbanks, AK
NORTH POLE45 Saint Nicholas DrFairbanks, AK
DELTA JUNCTION BRANCH1680 Richardson HighwayDelta Junction, AK
NORTHEAST BRANCH1248 Old Steese HwyFairbanks, AK
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date12/03/1965
Community BankYes
Ownership TypeMutual
ZIP99701
State and County Number02090
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameFairbanks, AK

Operational Info

Number of Employees89
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/03/1965
Primary Insurance AgencyDIF
Websitewww.mtmckinleybank.com
Data Updated11/14/2025
CERT19525
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$639.50M
Total Deposits$532.17M
Total Liabilities$538.88M
Total Equity Capital$100.62M
Net Income$1.38M
Net Loans and Leases$271.63M
Assets Per Employee ($Millions)$6.95M
Bank Premises and Fixed Assets$22.25M
Cash and Balances due from Depository Institutions$22.46M
Deposits Held in Domestic Offices$532.17M

Key Performance Ratios

Return on Assets (ROA)0.87%
Return on Equity (ROE)5.62%
Net Interest Margin3.83%
Efficiency Ratio73.64%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.734%
Earning Assets to total Assets91.42%

Income and Expense

Total Interest Income$6.88M
Total Noninterest Income$977.00k
Total Interest Expense$1.35M
Total Noninterest Expense$4.79M
Net Interest Income$5.53M
Pre-tax Net Operating Income$1.72M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$600.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.71M
Total Liabilities and Capital$639.50M

Securities

Securities$294.29M
Available-for-sale debt securities$184.35M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$109.97M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mt. McKinley Bank?
$639.50M as of the latest filing.
How much are Mt. McKinley Bank's total deposits?
$532.17M in total deposits.
Where is Mt. McKinley Bank located?
Fairbanks, AK.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
5.
When was it established?
12/03/1965.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$271.63M (latest filing).
What is the total interest income (latest filing)?
$6.88M.