Mt. McKinley Bank

Fairbanks, AK
IDRSSD: 542667
Total Assets
$640.66M
Latest filing
Total Deposits
$530.33M
Latest filing
Net Interest Margin
4.00%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

325271268FAIRBANKS, AK

Key People

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Locations

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Main Office
Mt. McKinley Bank
500 4th Ave
Fairbanks, AK 99701
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/03/1965FDIC Certificate 13325

Branches (4)

Page 1 of 1
NameAddressCity / State
Mt. McKinley Bank (Main)500 4th AveFairbanks, AK
UNIVERSITY AVENUE BRANCH1380 University Ave SFairbanks, AK
NORTH POLE45 Saint Nicholas DrFairbanks, AK
DELTA JUNCTION BRANCH1680 Richardson HighwayDelta Junction, AK
NORTHEAST BRANCH1248 Old Steese HwyFairbanks, AK
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date12/03/1965
Community BankYes
Ownership TypeMutual
ZIP99701
State and County Number02090
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameFairbanks, AK

Operational Info

Number of Employees92
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/03/1965
Primary Insurance AgencyDIF
Websitewww.mtmckinleybank.com
Data Updated01/30/2026
CERT19525
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$640.66M
Total Deposits$530.33M
Total Liabilities$537.45M
Total Equity Capital$103.21M
Net Income$1.54M
Net Loans and Leases$272.04M
Assets Per Employee ($Millions)$7.04M
Bank Premises and Fixed Assets$21.95M
Cash and Balances due from Depository Institutions$28.05M
Deposits Held in Domestic Offices$530.33M

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)6.05%
Net Interest Margin4%
Efficiency Ratio71.04%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.11%
Earning Assets to total Assets91.82%

Income and Expense

Total Interest Income$7.17M
Total Noninterest Income$828.00k
Total Interest Expense$1.30M
Total Noninterest Expense$4.76M
Net Interest Income$5.87M
Pre-tax Net Operating Income$1.94M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$212.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.12M
Total Liabilities and Capital$640.66M

Securities

Securities$291.37M
Available-for-sale debt securities$183.95M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$107.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mt. McKinley Bank?
$640.66M as of the latest filing.
How much are Mt. McKinley Bank's total deposits?
$530.33M in total deposits.
Where is Mt. McKinley Bank located?
Fairbanks, AK.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
5.
When was it established?
12/03/1965.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$272.04M (latest filing).
What is the total interest income (latest filing)?
$7.17M.