Denali State Bank
Fairbanks, AK
IDRSSD: 571265
Total Assets
$512.79M
Latest filing
Total Deposits
$446.39M
Latest filing
Net Interest Margin
5.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
125200921FAIRBANKS, AK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Denali State Bank
119 N Cushman St
Fairbanks, AK 99701
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/03/1986FDIC Certificate 33232
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Denali State Bank (Main) | 119 N Cushman St | Fairbanks, AK |
| GOLDEN HEART BRANCH | 1989 Airport Way | Fairbanks, AK |
| TOK BRANCH | 1314 Alaska Hwy | Tok, AK |
| VAN HORN BRANCH | 975 Van Horn Rd | Fairbanks, AK |
| CHENA PUMP BRANCH | 470 Chena Pump Rd | Fairbanks, AK |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99701 |
| State and County Number | 02090 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Fairbanks, AK |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/03/1986 |
| Primary Insurance Agency | DIF |
| Website | www.denalistatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 26530 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $512.79M |
| Total Deposits | $446.39M |
| Total Liabilities | $460.93M |
| Total Equity Capital | $51.86M |
| Net Income | $1.95M |
| Net Loans and Leases | $365.91M |
| Assets Per Employee ($Millions) | $6.84M |
| Bank Premises and Fixed Assets | $5.36M |
| Cash and Balances due from Depository Institutions | $6.22M |
| Deposits Held in Domestic Offices | $446.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 13.55% |
| Net Interest Margin | 5.46% |
| Efficiency Ratio | 62.82% |
| Tier 1 Risk-Based Capital Ratio | 14.046% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.113% |
| Earning Assets to total Assets | 94.49% |
Income and Expense
| Total Interest Income | $8.08M |
| Total Noninterest Income | $844.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $4.78M |
| Net Interest Income | $6.76M |
| Pre-tax Net Operating Income | $2.63M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.91M |
| Total Liabilities and Capital | $512.79M |
Securities
| Securities | $116.58M |
| Available-for-sale debt securities | $96.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $20.36M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Denali State Bank?
$512.79M as of the latest filing.
How much are Denali State Bank's total deposits?
$446.39M in total deposits.
Where is Denali State Bank located?
Fairbanks, AK.
What is the Net Interest Margin?
5.46%.
How many domestic offices does it operate?
5.
When was it established?
02/03/1986.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$365.91M (latest filing).
What is the total interest income (latest filing)?
$8.08M.