Denali State Bank
Fairbanks, AK
IDRSSD: 571265
Total Assets
$534.73M
Latest filing
Total Deposits
$463.49M
Latest filing
Net Interest Margin
5.44%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Denali State Bank
119 N Cushman St
Fairbanks, AK 99701
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/03/1986FDIC Certificate 33232
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Denali State Bank (Main) | 119 N Cushman St | Fairbanks, AK |
| GOLDEN HEART BRANCH | 1989 Airport Way | Fairbanks, AK |
| TOK BRANCH | 1314 Alaska Hwy | Tok, AK |
| VAN HORN BRANCH | 975 Van Horn Rd | Fairbanks, AK |
| CHENA PUMP BRANCH | 470 Chena Pump Rd | Fairbanks, AK |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99701 |
| State and County Number | 02090 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Fairbanks, AK |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/03/1986 |
| Primary Insurance Agency | DIF |
| Website | www.denalistatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 26530 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $534.73M |
| Total Deposits | $463.49M |
| Total Liabilities | $471.60M |
| Total Equity Capital | $63.13M |
| Net Income | $2.32M |
| Net Loans and Leases | $366.97M |
| Assets Per Employee ($Millions) | $7.13M |
| Bank Premises and Fixed Assets | $5.09M |
| Cash and Balances due from Depository Institutions | $22.83M |
| Deposits Held in Domestic Offices | $463.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 15.13% |
| Net Interest Margin | 5.44% |
| Efficiency Ratio | 53.68% |
| Tier 1 Risk-Based Capital Ratio | 16.945% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.806% |
| Earning Assets to total Assets | 94.73% |
Income and Expense
| Total Interest Income | $8.19M |
| Total Noninterest Income | $824.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $4.14M |
| Net Interest Income | $6.89M |
| Pre-tax Net Operating Income | $3.12M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $574.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.53M |
| Total Liabilities and Capital | $534.73M |
Securities
| Securities | $120.61M |
| Available-for-sale debt securities | $98.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $22.20M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Denali State Bank?
$534.73M as of the latest filing.
How much are Denali State Bank's total deposits?
$463.49M in total deposits.
Where is Denali State Bank located?
Fairbanks, AK.
What is the Net Interest Margin?
5.44%.
How many domestic offices does it operate?
5.
When was it established?
02/03/1986.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$366.97M (latest filing).
What is the total interest income (latest filing)?
$8.19M.