The Lemont National Bank
Lemont, IL
IDRSSD: 480330
Total Assets
$49.91M
Latest filing
Total Deposits
$45.38M
Latest filing
Net Interest Margin
1.75%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Lemont National Bank
1201 State St
Lemont, IL 60439
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1901FDIC Certificate 2363
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Lemont National Bank (Main) | 1201 State St | Lemont, IL |
| DUPAGE BRANCH | 9700 Lemont Rd | Lemont, IL |
| FRANCISCAN VILLAGE BANK BRANCH | 1270 Village Drive | Lemont Township, IL |
| MARIAN VILLALGE BRANCH | 15624 Marian Dr | Homer Glen, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60439 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lemontnationalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3693 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $49.91M |
| Total Deposits | $45.38M |
| Total Liabilities | $46.97M |
| Total Equity Capital | $2.94M |
| Net Income | $-189,000 |
| Net Loans and Leases | $4.43M |
| Assets Per Employee ($Millions) | $6.24M |
| Bank Premises and Fixed Assets | $2.38M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $45.38M |
Key Performance Ratios
| Return on Assets (ROA) | -1.51% |
| Return on Equity (ROE) | -24.93% |
| Net Interest Margin | 1.75% |
| Efficiency Ratio | 221.23% |
| Tier 1 Risk-Based Capital Ratio | 19.753% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.885% |
| Earning Assets to total Assets | 90.97% |
Income and Expense
| Total Interest Income | $314.00k |
| Total Noninterest Income | $12.00k |
| Total Interest Expense | $114.00k |
| Total Noninterest Expense | $469.00k |
| Net Interest Income | $200.00k |
| Pre-tax Net Operating Income | $-239,000 |
| Provision for Credit Losses | $-18,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $852.00k |
| Other borrowed funds | $1.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $390.00k |
| Total Liabilities and Capital | $49.91M |
Securities
| Securities | $37.27M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $37.27M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Lemont National Bank?
$49.91M as of the latest filing.
How much are The Lemont National Bank's total deposits?
$45.38M in total deposits.
Where is The Lemont National Bank located?
Lemont, IL.
What is the Net Interest Margin?
1.75%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
-1.51%.
How much are total loans and leases?
$4.43M (latest filing).
What is the total interest income (latest filing)?
$314.00k.