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RSSD 3153233

IDRSSD: 3153233
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Asset Quality

RC-N as of 2025-12-31.

Headline ratios

Noncurrent Loan Ratio
2.82%
Latest period
Net Charge-Offs (ann.)
12.03%
Latest period
Texas Ratio
51.72%
Latest period
ALLL / Noncurrent
134.94%
Latest period
ALLL / Loans
3.80%
Latest period

Current quarter — absolute dollars

Noncurrent Loans
$3.8M
Latest period
ALLL
$5.2M
Latest period
Other Real Estate Owned
$1.4M
Latest period
Tier 1 Capital
$4.9M
Latest period

Noncurrent + ALLL trend

Definitions + sources

Source
FFIEC RC-N via CallReport_Financials (MDRMs: NCLN, LNATRES, ORE, RBCT1J, LNLSNET, ELNATRYQ) and FDIC precomputed ratios in CallReport_FdicData (NCLNLSR, NTLNLSQR, LNATRESR).
Texas Ratio
(Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
Coverage
ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.

Generated: 2026-04-27 03:28:11 UTC