Merchants & Farmers Bank of Greene County, Alabama
Eutaw, AL
IDRSSD: 376237
Total Assets
$127.32M
Latest filing
Total Deposits
$112.37M
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Merchants & Farmers Bank of Greene County, Alabama
302 Prairie Ave
Eutaw, AL 35462
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 541
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Merchants & Farmers Bank of Greene County, Alabama (Main) | 302 Prairie Ave | Eutaw, AL |
| PRATTVILLE BRANCH | 1805 E Main St | Prattville, AL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35462 |
| State and County Number | 01063 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tuscaloosa, AL |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | MFBUSA.COM |
| Data Updated | 11/14/2025 |
| CERT | 855 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $127.32M |
| Total Deposits | $112.37M |
| Total Liabilities | $113.30M |
| Total Equity Capital | $14.02M |
| Net Income | $369.00k |
| Net Loans and Leases | $72.92M |
| Assets Per Employee ($Millions) | $5.54M |
| Bank Premises and Fixed Assets | $170.00k |
| Cash and Balances due from Depository Institutions | $3.84M |
| Deposits Held in Domestic Offices | $112.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 10.8% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 70.34% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.014% |
| Earning Assets to total Assets | 94.83% |
Income and Expense
| Total Interest Income | $1.71M |
| Total Noninterest Income | $221.00k |
| Total Interest Expense | $532.00k |
| Total Noninterest Expense | $982.00k |
| Net Interest Income | $1.18M |
| Pre-tax Net Operating Income | $414.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.34M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $929.00k |
| Total Liabilities and Capital | $127.32M |
Securities
| Securities | $30.15M |
| Available-for-sale debt securities | $30.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.09M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Merchants & Farmers Bank of Greene County, Alabama?
$127.32M as of the latest filing.
How much are Merchants & Farmers Bank of Greene County, Alabama's total deposits?
$112.37M in total deposits.
Where is Merchants & Farmers Bank of Greene County, Alabama located?
Eutaw, AL.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$72.92M (latest filing).
What is the total interest income (latest filing)?
$1.71M.