Manufacturers And Traders Trust Company
IDRSSD: 501105
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Modifications
FFIEC RC-N memo (loan modifications) as of 2025-12-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.
Headline totals
- Total modified
- $1.3B Sum of reported modification buckets
- Total loans
- $136.7B MDRM: LNLSNET
- % of loans
- 0.92% Watch > 1%; risk > 2%
Modified loans by bucket
| Bucket | $ Value | % of total modified | MDRM |
|---|---|---|---|
| In compliance with modified terms | $917.1M | 73.24% | HK25 |
| 30-89 days past due | $123.7M | 9.88% | HK26 |
| 90+ days past due | $37.0M | 2.95% | HK27 |
| Nonaccrual | $174.4M | 13.93% | HK28 |
Total modified $ — last 13 quarters
Definitions + sources
- Source
- FFIEC RC-N memo (Restructured/Modified Loans) via
CallReport_Financials. - MDRMs
HK25(in compliance),HK26(30-89 PD),HK27(90+ PD),HK28(nonaccrual). Builder pulls bothRCFD*(foreign+domestic, large banks) andRCON*(domestic-only) variants and prefers RCFD when filed.- Note
- Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.
Generated: 2026-04-26 19:31:37 UTC