The Liberty National Bank in Paris
Paris, TX
IDRSSD: 1669
Total Assets
$443.57M
Latest filing
Total Deposits
$386.84M
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Liberty National Bank in Paris
305 Lamar Ave
Paris, TX 75460
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/17/1931FDIC Certificate 2200
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Liberty National Bank in Paris (Main) | 305 Lamar Ave | Paris, TX |
| PARIS BRANCH | 140 N Collegiate Dr | Paris, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/17/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75460 |
| State and County Number | 48277 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Paris, TX |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lnbparis.com |
| Data Updated | 11/14/2025 |
| CERT | 3384 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $443.57M |
| Total Deposits | $386.84M |
| Total Liabilities | $389.37M |
| Total Equity Capital | $54.20M |
| Net Income | $1.65M |
| Net Loans and Leases | $312.89M |
| Assets Per Employee ($Millions) | $8.87M |
| Bank Premises and Fixed Assets | $3.32M |
| Cash and Balances due from Depository Institutions | $16.59M |
| Deposits Held in Domestic Offices | $386.84M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 12.43% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 47.63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.218% |
| Earning Assets to total Assets | 93.21% |
Income and Expense
| Total Interest Income | $5.80M |
| Total Noninterest Income | $492.00k |
| Total Interest Expense | $2.12M |
| Total Noninterest Expense | $1.99M |
| Net Interest Income | $3.68M |
| Pre-tax Net Operating Income | $2.03M |
| Provision for Credit Losses | $153.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.53M |
| Total Liabilities and Capital | $443.57M |
Securities
| Securities | $88.70M |
| Available-for-sale debt securities | $75.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $13.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Liberty National Bank in Paris?
$443.57M as of the latest filing.
How much are The Liberty National Bank in Paris's total deposits?
$386.84M in total deposits.
Where is The Liberty National Bank in Paris located?
Paris, TX.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
2.
When was it established?
04/17/1931.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$312.89M (latest filing).
What is the total interest income (latest filing)?
$5.80M.