Legacy Bank & Trust Company
Mountain Grove, MO
IDRSSD: 397755
Total Assets
$1.86B
Latest filing
Total Deposits
$1.55B
Latest filing
Net Interest Margin
3.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
081511631MOUNTAIN GROVE, MO081519840MOUNTAIN GROVE, MO
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy Bank & Trust Company
1500 N Main St
Mountain Grove, MO 65711
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/17/1907FDIC Certificate 15528
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Legacy Bank & Trust Company (Main) | 1500 N Main St | Mountain Grove, MO |
| CLINTON BRANCH | 107 S 2nd St | Clinton, MO |
| SPRINGFIELD BRANCH | 4108 S National Ave | Springfield, MO |
| SUNSHINE BRANCH | 3250 E Sunshine St | Springfield, MO |
| TARRANT PKWY BRANCH | 5721 N Tarrant Pkwy | Fort Worth, TX |
| WPX TULSA BRANCH | 222 N. Detroit Avenue | Tulsa, OK |
| DALLAS PARKWAY BRANCH | 17561 Dallas Pkwy | Dallas, TX |
| COIT ROAD BRANCH | 437 Coit Road | Plano, TX |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Hawthorn Bank
Jefferson City, Missouri
→
Assets: $1.92BΔ +4.7%
Lead Bank
Kansas City, Missouri
→
Assets: $1.97BΔ +7.5%
Omb Bank
Springfield, Missouri
→
Assets: $2.01BΔ +9.3%
First Bank of the Lake
Osage Beach, Missouri
→
Assets: $2.02BΔ +9.9%
Sterling Bank
Poplar Bluff, Missouri
→
Assets: $1.51BΔ -17.9%
The Nodaway Valley Bank
Maryville, Missouri
→
Assets: $1.50BΔ -18.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/17/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65711 |
| State and County Number | 29229 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 146 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/17/1976 |
| Primary Insurance Agency | DIF |
| Website | www.legacybankandtrust.com |
| Data Updated | 01/30/2026 |
| CERT | 22319 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.86B |
| Total Deposits | $1.55B |
| Total Liabilities | $1.63B |
| Total Equity Capital | $235.89M |
| Net Income | $5.29M |
| Net Loans and Leases | $1.51B |
| Assets Per Employee ($Millions) | $13.29M |
| Bank Premises and Fixed Assets | $38.16M |
| Cash and Balances due from Depository Institutions | $259.58M |
| Deposits Held in Domestic Offices | $1.55B |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 9.08% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 71.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.674% |
| Earning Assets to total Assets | 95.07% |
Income and Expense
| Total Interest Income | $28.67M |
| Total Noninterest Income | $999.00k |
| Total Interest Expense | $12.66M |
| Total Noninterest Expense | $12.24M |
| Net Interest Income | $16.02M |
| Pre-tax Net Operating Income | $6.49M |
| Provision for Credit Losses | $-1,710,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.03M |
| Other borrowed funds | $63.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.61M |
| Total Liabilities and Capital | $1.86B |
Securities
| Securities | $1.01M |
| Available-for-sale debt securities | $1.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy Bank & Trust Company?
$1.86B as of the latest filing.
How much are Legacy Bank & Trust Company's total deposits?
$1.55B in total deposits.
Where is Legacy Bank & Trust Company located?
Mountain Grove, MO.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
9.
When was it established?
10/17/1907.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$1.51B (latest filing).
What is the total interest income (latest filing)?
$28.67M.