Legacy Bank & Trust Company
Mountain Grove, MO
IDRSSD: 397755
Total Assets
$1.84B
Latest filing
Total Deposits
$1.53B
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy Bank & Trust Company
1500 N Main St
Mountain Grove, MO 65711
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/17/1907FDIC Certificate 15528
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Legacy Bank & Trust Company (Main) | 1500 N Main St | Mountain Grove, MO |
| CLINTON BRANCH | 107 S 2nd St | Clinton, MO |
| SPRINGFIELD BRANCH | 4108 S National Ave | Springfield, MO |
| SUNSHINE BRANCH | 3250 E Sunshine St | Springfield, MO |
| TARRANT PKWY BRANCH | 5721 N Tarrant Pkwy | Fort Worth, TX |
| WPX TULSA BRANCH | 222 N. Detroit Avenue | Tulsa, OK |
| DALLAS PARKWAY BRANCH | 17561 Dallas Pkwy | Dallas, TX |
| COIT ROAD BRANCH | 437 Coit Road | Plano, TX |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/17/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65711 |
| State and County Number | 29229 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/17/1976 |
| Primary Insurance Agency | DIF |
| Website | www.legacybankandtrust.com |
| Data Updated | 11/14/2025 |
| CERT | 22319 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.84B |
| Total Deposits | $1.53B |
| Total Liabilities | $1.60B |
| Total Equity Capital | $230.58M |
| Net Income | $6.05M |
| Net Loans and Leases | $1.52B |
| Assets Per Employee ($Millions) | $12.57M |
| Bank Premises and Fixed Assets | $41.63M |
| Cash and Balances due from Depository Institutions | $221.02M |
| Deposits Held in Domestic Offices | $1.53B |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 10.64% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 52.38% |
| Tier 1 Risk-Based Capital Ratio | 13.945% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.562% |
| Earning Assets to total Assets | 94.79% |
Income and Expense
| Total Interest Income | $29.40M |
| Total Noninterest Income | $756.00k |
| Total Interest Expense | $14.02M |
| Total Noninterest Expense | $8.46M |
| Net Interest Income | $15.39M |
| Pre-tax Net Operating Income | $7.69M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $63.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.63M |
| Total Liabilities and Capital | $1.84B |
Securities
| Securities | $995.00k |
| Available-for-sale debt securities | $995.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy Bank & Trust Company?
$1.84B as of the latest filing.
How much are Legacy Bank & Trust Company's total deposits?
$1.53B in total deposits.
Where is Legacy Bank & Trust Company located?
Mountain Grove, MO.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
9.
When was it established?
10/17/1907.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$1.52B (latest filing).
What is the total interest income (latest filing)?
$29.40M.