Kingstree Federal Savings and Loan Association
Kingstree, SC
IDRSSD: 440978
Total Assets
$37.17M
Latest filing
Total Deposits
$31.60M
Latest filing
Net Interest Margin
1.64%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Kingstree Federal Savings and Loan Association
101 E Mill St
Kingstree, SC 29556
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1926FDIC Certificate 42320
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Kingstree Federal Savings and Loan Association (Main) | 101 E Mill St | Kingstree, SC | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29556 |
| State and County Number | 45089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.kingstreefederal.com |
| Data Updated | 11/14/2025 |
| CERT | 29486 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $37.17M |
| Total Deposits | $31.60M |
| Total Liabilities | $31.80M |
| Total Equity Capital | $5.37M |
| Net Income | $-61,000 |
| Net Loans and Leases | $25.14M |
| Assets Per Employee ($Millions) | $6.19M |
| Bank Premises and Fixed Assets | $462.00k |
| Cash and Balances due from Depository Institutions | $1.58M |
| Deposits Held in Domestic Offices | $31.60M |
Key Performance Ratios
| Return on Assets (ROA) | -0.66% |
| Return on Equity (ROE) | -4.56% |
| Net Interest Margin | 1.64% |
| Efficiency Ratio | 161.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.443% |
| Earning Assets to total Assets | 91.25% |
Income and Expense
| Total Interest Income | $377.00k |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $239.00k |
| Total Noninterest Expense | $251.00k |
| Net Interest Income | $138.00k |
| Pre-tax Net Operating Income | $-92,000 |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.89M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $202.00k |
| Total Liabilities and Capital | $37.17M |
Securities
| Securities | $5.67M |
| Available-for-sale debt securities | $5.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kingstree Federal Savings and Loan Association?
$37.17M as of the latest filing.
How much are Kingstree Federal Savings and Loan Association's total deposits?
$31.60M in total deposits.
Where is Kingstree Federal Savings and Loan Association located?
Kingstree, SC.
What is the Net Interest Margin?
1.64%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1926.
What is the Return on Assets (ROA)?
-0.66%.
How much are total loans and leases?
$25.14M (latest filing).
What is the total interest income (latest filing)?
$377.00k.