Superior National Bank
Hancock, MI
IDRSSD: 245557
Total Assets
$1.03B
Latest filing
Total Deposits
$867.14M
Latest filing
Net Interest Margin
3.82%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091101879HANCOCK, MI
Key People
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Locations
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Main Office
Superior National Bank
235 Quincy St
Hancock, MI 49930
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/06/1890FDIC Certificate 3377
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Superior National Bank (Main) | 235 Quincy St | Hancock, MI |
| BARAGA BRANCH | 201 S Superior Ave | Baraga, MI |
| LAKE LINDEN BRANCH | 53115 State Highway M26 | Lake Linden, MI |
| SHARON CENTRE OFFICE BRANCH | 901 W Sharon Ave | Houghton, MI |
| ECONO FOODS BRANCH | 1000 W Sharon Ave | Houghton, MI |
| HANCOCK DRIVE-THRU BRANCH | 229 E Franklin St | Hancock, MI |
| CALUMET BRANCH | 56788 Station Dr | Calumet, MI |
| BLOOMFIELD HILLS BRANCH | 2500 W Maple Rd | Bloomfield Hills, MI |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/06/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49930 |
| State and County Number | 26061 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Houghton, MI |
Operational Info
| Number of Employees | 192 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.snb-t.com |
| Data Updated | 01/30/2026 |
| CERT | 5058 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.03B |
| Total Deposits | $867.14M |
| Total Liabilities | $917.51M |
| Total Equity Capital | $117.34M |
| Net Income | $3.34M |
| Net Loans and Leases | $650.81M |
| Assets Per Employee ($Millions) | $5.5M |
| Bank Premises and Fixed Assets | $13.92M |
| Cash and Balances due from Depository Institutions | $85.71M |
| Deposits Held in Domestic Offices | $867.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 11.57% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 69.14% |
| Tier 1 Risk-Based Capital Ratio | 17.519% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.339% |
| Earning Assets to total Assets | 93.53% |
Income and Expense
| Total Interest Income | $13.24M |
| Total Noninterest Income | $2.76M |
| Total Interest Expense | $3.96M |
| Total Noninterest Expense | $8.46M |
| Net Interest Income | $9.28M |
| Pre-tax Net Operating Income | $3.85M |
| Provision for Credit Losses | $-274,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $732.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.37M |
| Total Liabilities and Capital | $1.03B |
Securities
| Securities | $243.20M |
| Available-for-sale debt securities | $243.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Superior National Bank?
$1.03B as of the latest filing.
How much are Superior National Bank's total deposits?
$867.14M in total deposits.
Where is Superior National Bank located?
Hancock, MI.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
10.
When was it established?
03/06/1890.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$650.81M (latest filing).
What is the total interest income (latest filing)?
$13.24M.