Huron State Bank
Rogers City, MI
IDRSSD: 753641
Total Assets
$94.64M
Latest filing
Total Deposits
$82.20M
Latest filing
Net Interest Margin
3.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Huron State Bank
200 E Erie St
Rogers City, MI 49779
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/12/1980FDIC Certificate 16201
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Huron State Bank (Main) | 200 E Erie St | Rogers City, MI | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49779 |
| State and County Number | 26141 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/12/1980 |
| Primary Insurance Agency | DIF |
| Website | http://www.huronstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 23126 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $94.64M |
| Total Deposits | $82.20M |
| Total Liabilities | $83.39M |
| Total Equity Capital | $11.25M |
| Net Income | $346.00k |
| Net Loans and Leases | $60.36M |
| Assets Per Employee ($Millions) | $7.28M |
| Bank Premises and Fixed Assets | $1.40M |
| Cash and Balances due from Depository Institutions | $16.03M |
| Deposits Held in Domestic Offices | $82.20M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 12.51% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 51.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.889% |
| Earning Assets to total Assets | 92.95% |
Income and Expense
| Total Interest Income | $1.20M |
| Total Noninterest Income | $47.00k |
| Total Interest Expense | $363.00k |
| Total Noninterest Expense | $452.00k |
| Net Interest Income | $832.00k |
| Pre-tax Net Operating Income | $432.00k |
| Provision for Credit Losses | $-5,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.00k |
| Other borrowed funds | $954.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $655.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $231.00k |
| Total Liabilities and Capital | $94.64M |
Securities
| Securities | $11.22M |
| Available-for-sale debt securities | $11.22M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Huron State Bank?
$94.64M as of the latest filing.
How much are Huron State Bank's total deposits?
$82.20M in total deposits.
Where is Huron State Bank located?
Rogers City, MI.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
1.
When was it established?
05/12/1980.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$60.36M (latest filing).
What is the total interest income (latest filing)?
$1.20M.