Huron State Bank
Rogers City, MI
IDRSSD: 753641
Total Assets
$96.85M
Latest filing
Total Deposits
$84.80M
Latest filing
Net Interest Margin
3.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Huron State Bank
200 E Erie St
Rogers City, MI 49779
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/12/1980FDIC Certificate 16201
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Huron State Bank (Main) | 200 E Erie St | Rogers City, MI | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49779 |
| State and County Number | 26141 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/12/1980 |
| Primary Insurance Agency | DIF |
| Website | http://www.huronstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 23126 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $96.85M |
| Total Deposits | $84.80M |
| Total Liabilities | $85.98M |
| Total Equity Capital | $10.87M |
| Net Income | $184.00k |
| Net Loans and Leases | $57.16M |
| Assets Per Employee ($Millions) | $7.45M |
| Bank Premises and Fixed Assets | $1.40M |
| Cash and Balances due from Depository Institutions | $18.14M |
| Deposits Held in Domestic Offices | $84.80M |
Key Performance Ratios
| Return on Assets (ROA) | 0.79% |
| Return on Equity (ROE) | 6.86% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 71.96% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.227% |
| Earning Assets to total Assets | 93.97% |
Income and Expense
| Total Interest Income | $1.06M |
| Total Noninterest Income | $60.00k |
| Total Interest Expense | $323.00k |
| Total Noninterest Expense | $575.00k |
| Net Interest Income | $739.00k |
| Pre-tax Net Operating Income | $224.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $954.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.20M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $222.00k |
| Total Liabilities and Capital | $96.85M |
Securities
| Securities | $11.46M |
| Available-for-sale debt securities | $11.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Huron State Bank?
$96.85M as of the latest filing.
How much are Huron State Bank's total deposits?
$84.80M in total deposits.
Where is Huron State Bank located?
Rogers City, MI.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
1.
When was it established?
05/12/1980.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$57.16M (latest filing).
What is the total interest income (latest filing)?
$1.06M.